Anyone any ideas on how to get a 12% annual return?

Castleman

You could make as much as you want. £10k per annum is not unheard of.

With a starting balance of £150, I've made £2500 in 18months, with only a couple of hours a week on and off.

rictus123

I have 2 weeks off over xmas...if i matched bet as much as i could(moving around a few k if i have to) how much do you think i could make? Id have all day everyday to do this.

Castleman

Best to post this on the Matched Betting Questions thread (don't start a new one or you'll get flamed!)

rictus123

Not getting much there yet...

realaledrinker

Invest £20 per month in a Britannia Easy Monthly Saver at 2.1% and get a £10 Co-op Food voucher if you don't make a withdrawal in the year. I make that £12.52ish on a £120 av. investment - 10.4%

HAMISH_MCTAVISH

I rarely venture off the debate house prices board, as I'm argumentative by nature and my advice is normally less than, shall we say, sympathetic....

But....

I have made a fair bit over the years playing with investments, and lost some too tbf, but made more than I've lost.

This year I'm backing the following, as much through gut feeling as anything else, so none of this should be construed as anything resembling competent financial advice.:D

Over a 6-12 month timeframe, volatile and need watching.....

Hospitality and leisure companies. They've been hammered in the recession, by the smoking ban, and the govt anti-alcohol binge. But some are oversold. In the ultimate act of contrarian thinking, I bought into Pubco's early this year, and have doubled my money so far. (would have tripled it had I sold a month or two ago, but hey ho) I've read analyst reports claiming they are worth around £2.40 stripped for the component parts..... They are currently trading around the 80p level. There's lots of trouble in this industry, so it helps if you keep up with the trade press. They are volatile, so not for the faint hearted. Don't risk all your cash there but there is certainly scope to gain 50% in a year if you ride the peaks and troughs right. Or to lose your ar5e if you get it wrong.

Silver. I like silver more than gold at the moment, it has more industrial uses as the recovery gains pace,, and the differential to gold has been large recently by historical standards. So either silver is underpriced, or gold is overpriced.... Pick your poison. Holding physical silver is not difficult to do, but getting it without paying a premium over spot prices is harder. Try silver mining stocks as a rough and ready proxy.

Over 12-36 months... Buy and holds.

Oil service companies. Not the major oil companies, but the companies that make and supply the things they need. Drilling companies, rig manufacturers, oil rig supply vessel providers, etc. This industry has been on it's ar5e for the last 12 months as oil prices crashed, and new drilling contracts have yet to be established in any force, but they will be. Oil is rising, and at the point now where driling is profitable again.

Shipping companies. Shipping is well oversold. Fleets of ships are parked off Singapore waiting for an upturn in global trade, which will come soon enough.

On a 5 year plus timeline.....

I really like the banks. Particularly RBS and LLoyds. If they can avoid being nationalised......

Safer Bets.....

Corporate bonds. Tesco and the like. Not as safe as a bank account, but returns of 7% or better are easily achieved with very little real risk.

If you split your funds over the above categories, I'd be willing to bet you could average 10% plus returns over the next 3 years, and probably far more in one or two of them. But there is risk......

Others can advise how best to buy these things yourself cheaply on the internet, and in small amounts. I use a broker, but I play with big enough amounts to make the fee seem small by comparison.

musehead

My main problem with investing in stocks & shares is that there's no way to know if you're getting positive value - there's no way to know if you are going to make money from it in the long term. It's little more than a guess on how well certain companies might do etc. It worries me how so many well-read professional fund managers get it wrong. If they get it wrong, what chance do us mere mortals stand? Savings accounts and corporate bonds make much more sense to me because you know exactly what return you will get on your money.

HAMISH_MCTAVISH

musehead wrote: »

My main problem with investing in stocks & shares is that there's no way to know if you're getting positive value - there's no way to know if you are going to make money from it in the long term. It's little more than a guess on how well certain companies might do etc. It worries me how so many well-read professional fund managers get it wrong. If they get it wrong, what chance do us mere mortals stand? Savings accounts and corporate bonds make much more sense to me because you know exactly what return you will get on your money.

True. It's all about risk, and to some extent, gut instinct.

But the OP was asking how to get 12%+ returns.

You won't get that without risk.

If I were him and had a few grand to play with, I'd find a niche market item I knew and loved, cars, motorbikes, collectibles, etc, and buy and sell using and risking small amounts.

But the thread was about investment.

debbie42

bendix wrote: »

With the greatest of respect, if matched betting is such a sure thing and you can easily double you money in a few weeks with no risk, aren't you the idiot because you . . ummm . .'gave up'?

I did it a few years ago. It is a finite resource: bookies only have offers for new clients, errr, when you are new. I gave it up because the easy ones were gone and I do not have the time, or tenacity of the likes of Donglemouse. It certainly doesn't make me an idiot.

bendix

debbie42 wrote: »

I did it a few years ago. It is a finite resource: bookies only have offers for new clients, errr, when you are new. I gave it up because the easy ones were gone and I do not have the time, or tenacity of the likes of Donglemouse. It certainly doesn't make me an idiot.

Then if it involves time and tenacity, what is the difference between doing that and .. . well . . getting a job?

It's easy to make money by working, but the point of an investment is to make your money work for you, not the other way round, isn't it?