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Tuesday 24th Nov daily chat-Xmas Eve 1 month away....

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Comments

  • beanielou wrote: »
    A bit of both Maz I think.


    well that's just pure rubbish.... we'll have a great weekend at Edinburgh meet at yours soon... and since you're putting me n erin up on the saturday night we can have a right ole rose wine fest and put the world to rights....

    it'll be brill!
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
  • Queen.Bess
    Queen.Bess Posts: 1,062 Forumite
    oh help help help help help! I think I've been a bit foolish and I'm now panicking big time!

    When I wrote to my creditors last month making offers of payment, I completed the budget sheet from national debtline, but stupidly didn't read the full guidance on what amounts to put. Therefore I believe I've been too generous to them and not left enough for me and DH to live on. I've done a quick calculation for December and it looks like we'll have only £114 to live on for food and petrol for Xmas - that's not good is it? Or is it? Can I do it? Am I panicking too much over nothing.

    Can someone calm me down please?!
    Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts :D DFW Long Hauler #109 :o

    Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!
  • SuzySu
    SuzySu Posts: 3,478 Forumite
    Afternoon all - bit much that coming back to work means I can't post on here so much :(

    Bess - don't know much about this, but I'm sure you'll get some good advice in a bit that will stop you panicking.

    Hugs for all those poorlies out there.
    YOUR = belonging to you (your coat); YOU'RE = you are (I hope you're ok)

    really....it's not hard to understand :T
  • Ames
    Ames Posts: 18,459 Forumite
    *yawn* afternoon all.

    Just done an online shop, hopefully I wont need much for the rest of the month now. Called in Asda on the way to Skeg last night and very helpful Asda man was great. He saw we were looking at rose wine and told us there was some in the back reduced from £4.40 to £2.50 so we bought a few bottles, then saw us looking at red in the 3 for £10 offer and told us that there was a variety that costs £7.48 normally, but it sells out on the offer shelves straight away and they haven't put a sticker on the normal shelves, so we got that instead of the cheap stuff. Altogether he got us more bottles of nicer wine than we could find, he said he doesn't think it's fair that day customers get all the deals and that night customers should too, he was great!

    Anyway, didn't get back till just before 5am, so I think I'm going to sleep for a bit now.
    Unless I say otherwise 'you' means the general you not you specifically.
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Blimey Ames......5am

    Beanie {{hugs}}

    Sally, do you feel any better. I have to say as well as my dodgy chest this weekend I did feel light headed and nauseus, almost like low blood sugar. I hope you aren't coming down with 'the bug'.

    I have mostly run round like a proverbial blue arsed fly this morning. Taken DD1 shopping been to work, run DD2 to DD1's....just had lunch...

    Gonna do some housework this afternoon. I feel like I can only work when the house is tidy (procrastination perhaps!) and then work whilst watching a film - the notebook.

    Christmas hmmmm.....I normally go to OH's. I have never ever cooked a christmas dinner. I always go away. This year I think I want it at home but I know that OH will kick up a stink and as all the SIL's have fallen out I am not sure what I am doing....
    Quality is doing something right when no one is looking - Henry Ford
  • I'm flagging now. I really want to go to sleep but I need to keep working. Oh well, only an hour before I can have more Pro Plus.
    Kayleigh
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Queen.Bess wrote: »
    oh help help help help help! I think I've been a bit foolish and I'm now panicking big time!

    When I wrote to my creditors last month making offers of payment, I completed the budget sheet from national debtline, but stupidly didn't read the full guidance on what amounts to put. Therefore I believe I've been too generous to them and not left enough for me and DH to live on. I've done a quick calculation for December and it looks like we'll have only £114 to live on for food and petrol for Xmas - that's not good is it? Or is it? Can I do it? Am I panicking too much over nothing.

    Can someone calm me down please?!

    :grouphug:

    Right, how much do you usually spend on petrol? Stick your SOA for the month up if you want to see if anyone can spot anything?
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Bess - my best advice for cutting down the food budget is to eat no meat and no booze for the month and try to live off stuff like lentils etc - it'll be pretty boring but it can be done...

    Not sure on the petrol but I know prices vary widely - is there a website you can check them on somewhere?
  • cat4772
    cat4772 Posts: 2,467 Forumite
    Was about to say morning all but :eek: !!!!!! has my day gone?

    chicken paprika cooking in the slow cooker and filling the house with lovely cooking smells. Trying to balance transfer AMEX card (£600) to Halifax card (0% deal for six months) but amex card only has a 15 digit number in the middle:mad: am also going to trasnfer the barclaycard as well (£550) so i'll have to phone Halifax at some point TODAY! please keep on at me until I've done it.

    Off to wake Evie up and give her some milk. back soon.xx

    cat.x
    DFW Nerd Club #545 Dealing With Our Debt
    :onever attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
    :othe thing about unwritten laws is that everyone has to agree to them before they can work - *louise*

    March GC £113.53 / £325
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Spam reported now go away please! (shame I couldnt report last night actually - the need to fix that - the report button only works if you have an email client set up on your computer - for the majority of us who use web mail we have to copy and paste and its a faff - would be mucho better to have something that just flags a problem without sending an email)
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