Pawlala's MFW diary (Part II now underway in earnest!)

pawlala

both me and my partner have cancelled theatre cards which means an extra £40 per month. nearly £500 a year saved towards a 2nd deposit! We hardly went enough to warrant them anyway...

pawlala

I'm looking forward to payday at the end of the month more than I have done in many months. Kind of a new start to a new decade. Anyone feel the same?

evab_2

Good luck with your savings in 2010, Happy New Year!

pammyj74

WOWEEEEE well done on becoming MF, what a great feeling it must be! (I'll imagine it until 2019!! :rolleyes:)

Good luck with your savings challenge, saving for anything in particular?

pawlala

yes - the deposit for a bigger house!

pammyj74

ah and then another challenge begins lol

pawlala

full steam ahead, make hay whilst there's no mortgage

pawlala

Officially on part 2 of my journey after this month's mortgage repayment was made - £0.20!

canne_2

Congratulations on paying off the mortgage! I hope to be able to say that I've done that in 4 or 5 years time....

pawlala

I've worked out that since making a large overpayment in mid-October I have saved £942 in payment that I would normally have made. Most of this went back into the mortage as overpayments so I don't actually have the cash in hand, but better in my side of the court than the bank's!