1 mortgage, 2 babies, 3 years to be MF, 4 goodness sake!- weezl's diary

shaz_mum_of__2

Weezl - what are the actual penalties for overpaying too much no-one explained this at the H@lifax

Sure you will have the tax and mortgage sorted in no time
.......preggers brain or not!

weezl74

shaz_mum_of__2 wrote: »

Weezl - what are the actual penalties for overpaying too much no-one explained this at the H@lifax

Sure you will have the tax and mortgage sorted in no time
.......preggers brain or not!

thanks shaz

We're in the zone now where it's 1% charged on any overpayment above your 10% allowance. They think I've overpaid by nearly £3500 so are debiting me £35, but I am fighting back!

This is in the last year of a 5 year fix. ERC would have been 5% in yr 1, 4% in year 2 and so on. It'll be in your product details or you can ring and ask...?

Tax looking a bit better now, I have made some tweaks with the help of the techie guys on the phone at HMRC, and now owe £625, just gotta shave off that last £100

I am very glad I am a SAHM with a patient baby, I have been on hold and the phone to HMRC and Halifax for nearly 3 and a half hrs today :eek:

weezl74

oooooh further good news

A friend on the parent club thread has vouchers for UHT milk and she's sending them to me :j:T I think I get 6 free litres :D:D:D

Gonna make me some paneer cheese and have saag paneer in the freezer ready for when Kester comes :T

phizzimum

ooh I love sag paneer! don't forget to post the recipe!

phizzimum

shaz_mum_of__2 wrote: »

My dream is a community cafe, shop(mobile) alongside a programme of healthy eating cookery classes combined budgeting and shopping advice.and possibly a community gym



Not sure what will happen if i end up with a smallholding though!

It could be like River Cottage...I can just see it now - Shaz Fearnley-Wittingstall

Queen-Bee_2

Just popped back again, to say that I've come across your weetabix cake (via Mark's thread) and will be giving it a whirl this weekend! Sounds delicious. However, as I have just signed up with Weightwatchers on-line (via Topcashback its cost-neutral for the first 3x months) perhaps I should work out the points value first :rotfl:

Worth persisting with the BS re the alleged overpayment - I had a similar issue with Nationwide last year (I'm also on a fix till March 2011). It was something only came to light because I had started to check my balance on-line and noticed some unusual looking 'charges'.

I had to speak to someone quite high-up in the organisation to sort it all out, but my persistence paid off in the end so it was worth it!!
QB

setmefree2

Hi all :hello:

Can somebody point me to Mark's thread so I can post some nice comments:D

Thanks

smf2

vandanfc

Here you go

http://forums.moneysavingexpert.com/showthread.html?t=2176651

weezl74

Queen-Bee wrote: »

Just popped back again, to say that I've come across your weetabix cake (via Mark's thread) and will be giving it a whirl this weekend! Sounds delicious. However, as I have just signed up with Weightwatchers on-line (via Topcashback its cost-neutral for the first 3x months) perhaps I should work out the points value first :rotfl:
QB

I would think it is very low in points QB, cos the only fat is in a little milk

Lynn11

I would certainly say that the weetabix cake is very tasty and easy to make.