What will you do with all your spare money after your DFD?

PeachPickle

I'll be saving for a house. Like I should be now :rolleyes:

bargainbetty

I'll go from DFW to the mortgage-free wannabe with a twist. The plan is to save up enough to cover 3 months expenses and then take at least two of them off to travel around a bit. Then carry on whacking away at the mortgage and maybe a bit of pension too.... oh damn, how sensible am I being?

Right, I want a first class ticket to Hong Kong, a week in the Mandarin Oriental Hotel, and a helicopter trip up to the Lantau Buddha. Enlightenment with style.....

gallygirl

bargainbetty wrote:

I'll go from DFW to the mortgage-free wannabe with a twist. The plan is to save up enough to cover 3 months expenses and then take at least two of them off to travel around a bit. Then carry on whacking away at the mortgage and maybe a bit of pension too.... oh damn, how sensible am I being?

Right, I want a first class ticket to Hong Kong, a week in the Mandarin Oriental Hotel, and a helicopter trip up to the Lantau Buddha. Enlightenment with style.....

Oooohh, I've been up to Lantau Buddha (on an MSE bus natch!). Surreal experience - sittin g at base in little cafe drinking coffee out of old style school dinner plastic beakers.... and on to the radio comes..... The Lonely Goatherd!!!!!:rotfl: :rotfl: :rotfl: :rotfl: How did Buddha know Sound of Music is my favourite film?

I'm v lucky to be DFW - working on MFW. then... world will be my crab stick (MSE habits die hard, & don't like lobster). Only really had 2 travel ambitions in the past - fly into old Hong kong airport & fly on Concorde - can't do either now so my 1st will be a flight on a supersonic plane. 2nd Moscow in the snow. 3rd 1st class train journey round Golden Triangle in India.

Ali-OK

I'll be a Mortgage-Free-Wannabe followed by a Decent-Pension/Savings-Wannabe! Ooh what an exciting life I'm planning lol.

MinnieSpender

Buy some shoes.

uberzoldat

Go on holiday. Last one I had was 1997. Estimated DFD Sep 2009 :rolleyes:

QueenB.

Well my estimated DFD is about june/july 2009.

We have already decided we will put a bit of the extra money towards some nice hols but they will still be booked and planned as MSE and DFW as possible.

The rest is going into savings to buy a plot of land and then towards building our very on home. The file of ideas has already begun and is really great as a motivation tool.

GreyPilgrim

buy a new bum. Mine's split.

bargainbetty

GreyPilgrim wrote:

buy a new bum. Mine's split.

Nah, you often find they have holes in them.

:rotfl:

GreyPilgrim

Well, just being serious...my debt free date is fast approaching - 53 days now. I'm not actually going to pay the last debt (£2,000) off until the end of October though as it's on a 0% balance transfer will then - I may as well put the money in a savings account (this is my new 'screw the b****rds for everything and make every penny count' attitude). But I'll have the £2,000 in the savings account by the end of July so in my head, THAT's my debt free day.

All I'm focussing on now is throwing the money that I have been paying off the debts with into savings. It feels great to be able to watch adverts for savings accounts and ISA's without automatically switching over and thinking "yeah right...". Now I'm actually reading up on what an ISA is, and comparing things like interest rates.

Thoughts of mortgages have crossed my mind...maybe buying a newish car that I know has more than a 5% chance of starting on a cold morning and doesn't have holes in the floor....