The Sub Prime Credit Thread - Part IV

coffeeandfags

never-in-doubt wrote: »

Yes, Virgin mobile and media both report to CRA's (Equifax only) - see here: #3

Taken from: Credit Reference Agencies - Who Really Uses Who? II

Thank you. Thats good enough for me I have sent off for my credit reports just to see exactly what's what.

Zack1

I ran the Barclaycard pre-application check again, it still says no I've just had my 7th Cap1 statement, and surprise surprise, no increase....

I really don't like the fact they report full details to CRAs, so I might close them... if I do that how long should I wait before applying for Barclaycard for real? I'm out of my overdraft for a change, so I'm thinking about 2 months time as hopefully Natwest would've updated to say my balance is £0 by the end of June.... Who do Tesco search? I want them too but I'm not sure if I was super declined or not or if they actually searched me, but I don't know what date I applied and I can't find a Tesco search on Equifax, and Experian don't want to give me my report so I can't check on there!

BugsyBrowne

Zach how are you running your cap1 account..
If you want them to increase your limit make sure you don't pay in full each month,and once in a while not much but try and go close to your credit limit..

seeya23

good afternoon to all

ARTooD2

Yay...I got an orange contract with a nice shiny new HTC desire. Wasn't expecting that at all

seeya23

ARTooD2 wrote: »

Yay...I got an orange contract with a nice shiny new HTC desire. Wasn't expecting that at all

i ve got 3 orange contracts with 2 ccj.s

fairmorn308

Hey Guys

Its confirmed am £12k lighter but i am completely 100% debt free. Am shocked but happy cause i dont have worry no more

seeya23

fairmorn308 wrote: »

Hey Guys

Its confirmed am £12k lighter but i am completely 100% debt free. Am shocked but happy cause i dont have worry no more

well done on being debt free

cdlmmll

After you receive your Sygma Silvercard do you get your pin ? My card arrived last Monday, activated same day but I haven't received my pin as yet.

Cheers Carol

Zack1

star-fire wrote: »

Zach how are you running your cap1 account..
If you want them to increase your limit make sure you don't pay in full each month,and once in a while not much but try and go close to your credit limit..

My bills keep being about 75-125 (limit is £200), I always pay in full though, I'd rather not have an increase than give these jokers interest payments!