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The Sub Prime Credit Thread - Part IV
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brians_daughter wrote: »oh next are really doing my head in..they reduced my credit limit to £0 (for no apparant reason- i hadnt had any searches, late payments, spent anything on my cc's) Then, 4 months later after i got 2 new CCs they have today put my limit up to £5750!! !!!!!!?! On the phone to them later to close the stupid account.
Oh afternoon people!
Their credit scoring techniques are a complete mystery. Who knows what's going through their heads when they decide to yo-yo the limits like that.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
completely off subject I know but I just received my cheque from Barclays was expecting £450.... then sent me a cheque for £1300 as they refunded all my PPI plus interest and I hadn't even pursued for it. AmyOfficial DFW Nerd number 227
Proud to be dealing with my debts!!!!0 -
brians_daughter wrote: »oh, i know what i wanted to ask! I moved house 6years ago next week and creditexpert thingy asks for you previous adresses for the past 6 years, so do i need to remove it or will it be done automatically? And, some bills such as the mortgage etc wwere only updated in June so should i leave it til these fall off my file or does it not matter in the slightest?
The addresses should be removed automatically after the 6 year mark - give or take a month or two.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
misscutiepie1984 wrote: »completely off subject I know but I just received my cheque from Barclays was expecting £450.... then sent me a cheque for £1300 as they refunded all my PPI plus interest and I hadn't even pursued for it. Amy
Excellent!! Spend it wisely, perhaps a nice relaxing holiday?We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
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Excellent!! Spend it wisely, perhaps a nice relaxing holiday?
Holiday already on Sygma lol
but I can pay off my remaining debt which is £1100 and have £200 left over and I will be £300 a month better off. Holiday not until July.Official DFW Nerd number 227
Proud to be dealing with my debts!!!!0 -
never-in-doubt wrote: »Hi matey - have been here all the time but I only lurk in here lately, nothing much happening.......
Hows things with you then? happy at your footy team I presume?
not bad i ve only missed 2 of notts home games and 4 away games they been a class act this season0 -
Haven't been here for a while!0
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Some sad idiot today approached me and gave me a leaflet about Labour and told me to vote for them. I said "Excuse me? Who are you to tell me who to vote for? I'll vote for who I want and not who you tell me to, and it WONT be Labour.".
I hate that so much. You'd think these people would have better things to do with their time.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
Yeah i was undecided but went for UKIP in the end..0
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