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The Sub Prime Credit Thread - Part IV

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Comments

  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    This is my 1st time as a customer with barclays
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    My barclays account is spot on had no trouble with anything..
    This is my first barclaycard..
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    star-fire wrote: »
    My barclays account is spot on had no trouble with anything..
    This is my first barclaycard..

    After 6 months with Barclaycard, you can apply to a card for "current customer" & they only perform an internal scoring, no credit check.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    stephane wrote: »
    After 6 months with Barclaycard, you can apply to a card for "current customer" & they only perform an internal scoring, no credit check.

    Will make sure i run my new card well for 6 months :)
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    stephane wrote: »
    After 6 months with Barclaycard, you can apply to a card for "current customer" & they only perform an internal scoring, no credit check.
    Is that true stephane so basically if i keep using my barclaycard paying on time for 6 months i can go straight for another one..
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    star-fire wrote: »
    Is that true stephane so basically if i keep using my barclaycard paying on time for 6 months i can go straight for another one..

    This is what I did, waited for my 7th statement, applied online & got the 2nd card within 5 days. Called them to say that I was not happy with limit & that is when they said that I still had a lot of unused credit available & that I could move some between cards.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    makes me think i applied for the wrong card now :(
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    fairmorn308 wrote: »
    makes me think i applied for the wrong card now :(

    Why.......?
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    Just been paid :)

    Now only have £1700 left on my credit card debt left to pay. Start of the year i had nearly 6k on cards
  • alfred64
    alfred64 Posts: 5,040 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    fairmorn308 wrote: »
    Just been paid :)

    Now only have £1700 left on my credit card debt left to pay. Start of the year i had nearly 6k on cards

    Well done. My own debts, although becoming lower, are not reducing so speedily.
This discussion has been closed.
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