The Sub Prime Credit Thread - Part IV

fairmorn308

This is my 1st time as a customer with barclays

BugsyBrowne

My barclays account is spot on had no trouble with anything..
This is my first barclaycard..

stephane_2

star-fire wrote: »

My barclays account is spot on had no trouble with anything..
This is my first barclaycard..

After 6 months with Barclaycard, you can apply to a card for "current customer" & they only perform an internal scoring, no credit check.

fairmorn308

stephane wrote: »

After 6 months with Barclaycard, you can apply to a card for "current customer" & they only perform an internal scoring, no credit check.

Will make sure i run my new card well for 6 months

BugsyBrowne

stephane wrote: »

After 6 months with Barclaycard, you can apply to a card for "current customer" & they only perform an internal scoring, no credit check.

Is that true stephane so basically if i keep using my barclaycard paying on time for 6 months i can go straight for another one..

stephane_2

star-fire wrote: »

Is that true stephane so basically if i keep using my barclaycard paying on time for 6 months i can go straight for another one..

This is what I did, waited for my 7th statement, applied online & got the 2nd card within 5 days. Called them to say that I was not happy with limit & that is when they said that I still had a lot of unused credit available & that I could move some between cards.

fairmorn308

makes me think i applied for the wrong card now

stephane_2

fairmorn308 wrote: »

makes me think i applied for the wrong card now

Why.......?

fairmorn308

Just been paid

Now only have £1700 left on my credit card debt left to pay. Start of the year i had nearly 6k on cards

alfred64

fairmorn308 wrote: »

Just been paid

Now only have £1700 left on my credit card debt left to pay. Start of the year i had nearly 6k on cards

Well done. My own debts, although becoming lower, are not reducing so speedily.