The Sub Prime Credit Thread - Part IV

PROLIANT

star-fire wrote: »

Think barclaycard is one of the best cards out there..

Apart from the call centres on the indian continent.:)

fairmorn308

star-fire wrote: »

Think barclaycard is one of the best cards out there..

How often do they put ur limit up?

BugsyBrowne

I have only made one payment so i have only had the card 2 months,but its good when you log onto the it online as you dont have to ring up for a credit limit it says it under your balance ,request new limit..
I thought i was lucky to get the card in the first place but i had no searches on my report at the time..its 17.9% with 5.9% for life balance transfer for 56 days or something and 6.9% for life balance transfer after that..which is handy as just use the other cards and transfer straight over..

fairmorn308

what limit you got? do you have the same card as am getting?

BugsyBrowne

Mines barclaycard with leeds building society limit £3500 with £1050 available to me in cash..
Trying to hopefully pay it off by christmas..
My cards are flybe £1000 19.9% balance £658 which ive had 2 months also.
Also capital one 34.9% £1500 balance £215 which i have had since march 2008..
Thats it 3 credit cards kept my cap 1 card for the history..
No more applying now until 20 october Lol

fairmorn308

I have the following

Flybe £4000
Silvercard £1000
Barclaycard Gold £1000
MBNA £500

stephane_2

I have 2 Barclaycard & have had the 6.9% offer for months on both cards...also when you have 2 of their cards, you can shift excess available credit between cards.
When I got first their Platinum Card, was given a £6,600 limit then few months later got the Oyster Card but limit was low, so I transferred some of the unused available credit from Platinum to Oyster. They did ask me at the time the reason and I said that Platinum was for balance transfer & wanted to use Oyster Card for Purchases only....

BugsyBrowne

fairmorn308 wrote: »

I have the following

Flybe £4000
Silvercard £1000
Barclaycard Gold £1000
MBNA £500

So you don't have many cards either then..
By the looks of it you don't have one bad card there..

fairmorn308

I hope barclaycard increase my limit over time

BugsyBrowne

stephane wrote: »

I have 2 Barclaycard & have had the 6.9% offer for months on both cards...also when you have 2 of their cards, you can shift excess available credit between cards.
When I got first their Platinum Card, was given a £6,600 limit then few months later got the Oyster Card but limit was low, so I transferred some of the unused available credit from Platinum to Oyster. They did ask me at the time the reason and I said that Platinum was for balance transfer & wanted to use Oyster Card for Purchases only....

I was looking at the oyster card today stephane,i will have to wait now until october,me being a d!ck applied for 2 of barclaycard's mastercards not knowing i can not have 2 mastercards with barclays,but aloud to apply for one of there visa cards..so i will wait now and have a good look from now until october for which card to go for..hope to build a good relationship with barclaycard ,i also have a current account with them which ive had for 10years which is good..