The Sub Prime Credit Thread - Part IV

cosmic_girl

ElkyElky wrote: »

I got a letter today from Lloyds about my application for their AMEX duo card.

Accepted with a £1000 limit. :j:j Nothing about the apr as of yet.

7 cards as of today.

Congrats, its a really good card, gr8 customer service, i've never had any complaints. They are really good for increases too. I started on a limit of £1750 and just over a year later, its more than doubled

ElkyElky

cosmic_girl wrote: »

Congrats, its a really good card, gr8 customer service, i've never had any complaints. They are really good for increases too. I started on a limit of £1750 and just over a year later, its more than doubled

Thanks!

Ohhh lovely. I like the sound of that. Do you get a lot of airmiles with it?

cosmic_girl

ElkyElky wrote: »

Thanks!

Ohhh lovely. I like the sound of that. Do you get a lot of airmiles with it?

Off the top of my head, you get 1 for every £10 spent on m/c and 2 for every £10 spent on amex (i think). Its pretty cool how quick they build up tho, I'm trying to save for a free flight at the mo. If you register on the airmiles website when you get the card tho, you get something like 250 airmiles straight away (altho they might have a different offer on now, that was over a year ago, lol). Worth looking at the website x

brians_daughter

ElkyElky wrote: »

I got a letter today from Lloyds about my application for their AMEX duo card.

Accepted with a £1000 limit. :j:j Nothing about the apr as of yet.

7 cards as of today.

whoo!! well done you!

Gillianh2

Quick question, I have had my Vanquis for coming up to the 2nd statement and Orange Contract 2nd statement.:TDo you think I should give Capital a go or leave it a bit longer????? Fingers are itching:rotfl::rotfl:

noah271007

ElkyElky wrote: »

I got a letter today from Lloyds about my application for their AMEX duo card.

Accepted with a £1000 limit. :j:j Nothing about the apr as of yet.

7 cards as of today.

Congratulations!! :j Do you have a Lloyds account? I did apply for one last month but was referred and then declined due to 99CD marker on my account!! Thats the only reason they said no!:mad:

Well done mate, i still cannot believe you are now on your 7th.... seriously it is getting a bit out of hand now...you shouldn't be getting any more credit cards.... its like you are rubbing in our noses.....:o

Still at least you got the AMEX to go with Mastercard Airmiles Duo account.

ElkyElky

noah271007 wrote: »

Congratulations!! :j Do you have a Lloyds account? I did apply for one last month but was referred and then declined due to 99CD marker on my account!! Thats the only reason they said no!:mad:

Well done mate, i still cannot believe you are now on your 7th.... seriously it is getting a bit out of hand now...you shouldn't be getting any more credit cards.... its like you are rubbing in our noses.....:o

Still at least you got the AMEX to go with Mastercard Airmiles Duo account.

Rubbing in your noses? Absolutely not! I had nothing more than a Vanquis at 59% like the majority of everyone else who makes that first climb onto the credit ladder. I guess I'm just being rewarded for the past few years of paying high rates, having !!!!!! limits and not defaulting.

Your time will come soon.

cifpower

Gillianh2 wrote: »

Quick question, I have had my Vanquis for coming up to the 2nd statement and Orange Contract 2nd statement.:TDo you think I should give Capital a go or leave it a bit longer????? Fingers are itching:rotfl::rotfl:

I would leave it

BugsyBrowne

ElkyElky wrote: »

I got a letter today from Lloyds about my application for their AMEX duo card.

Accepted with a £1000 limit. :j:j Nothing about the apr as of yet.

7 cards as of today.

Well done elky you should start up a prime thread now..
Your full of decent cards now..

BugsyBrowne

just heard from sygma £1000 limit 24.9% apr..
Cant have that..
Feel quite bad now when i phone them up and cancel it,its 2 cards in the last week i have been accepted for, trouble is them stupid searches on my equifax has caused sygma to raise my apr to 24.9% oh well sorry sygma..