The Sub Prime Credit Thread - Part IV

Its-A-New-Age-Thing

brians_daughter wrote: »

When did you apply/send CCA back? just being nosey lol

am not tellin

brians_daughter

Its-A-New-Age-Thing wrote: »

am not tellin

gowon........

Its-A-New-Age-Thing

brians_daughter wrote: »

gowon........

it was about 2 and a half weeks ago maybe 3 my pin arrived on saturday apparently the cards not long after i mean if im bein honest im kinda expectin the mail man with it today or tommorow at the latest

kerryberryboo

brians_daughter wrote: »

When did you apply/send CCA back? just being nosey lol

Still don't have my pin for my Aqua - maybe a good thing though?

I phoned once and the woman didn't have anything about it whatsoever,:eek: I gave them another call back and got 'Halifax Card Services' but explained it was an Aquacard, miraculously they found it and said they were awaiting the CCA to be returned, so perhaps a different system to access our info?

Hopefully you guys will get everything sorted very soon!

Its-A-New-Age-Thing

kerryberryboo wrote: »

Still don't have my pin for my Aqua - maybe a good thing though?

I phoned once and the woman didn't have anything about it whatsoever,:eek: I gave them another call back and got 'Halifax Card Services' but explained it was an Aquacard, miraculously they found it and said they were awaiting the CCA to be returned, so perhaps a different system to access our info?

Hopefully you guys will get everything sorted very soon!

i got mine saturday and NO kerry its a BAD THING as ure pins sent out BEFORE URE CARD

brians_daughter

i bank with halifax so know how cr*p they can be...glad to see consistancy throughout all their products lol

Its-A-New-Age-Thing

brians_daughter wrote: »

i bank with halifax so know how cr*p they can be...glad to see consistancy throughout all their products lol

YEAH...............there always givin there customers a little xtra lol

doelani

Anyone feel lost after cancelling credit cards? Less statements arriving ? Less accounts to check online?

brians_daughter

Its-A-New-Age-Thing wrote: »

YEAH...............there always givin there customers a little xtra lol

Oh, maybe i will take it back now, on the phone to a quite sexy sounding young man called Ryan who is looking into it for me

Doubt he will come up with anything useful but he does sound wonderful.... i need to get a grip lol.. of my life i mean, not young Ryan

never-in-doubt

Its-A-New-Age-Thing wrote: »

VANQUIS SEARCH EXPERIAN ONLY AS DO TESCO............THIS IS WHERE IT GETS WEIRD THOUGH.............

No mate you're wrong!

tesco (i.e. credit cards only) search both Experian & Equifax.

Read back, I explained this in detail and I know it for a fact, I also have a mate who posts here confirming it lol and he works for Natwest!!

RBS still underwrite TPF, as such initial checks are made via Experian, you then get an agreement to sign and when it is returned and checked at AVU they run an Equifax search, if anything stands out. That could be too many searches or a missed payment - anything! The only way to bypass any additional searches is if you have a flawless credit history for the previous 24 months.....

However all app's are subject to AVU intervention in which case, the norm goes out the window. I have had the cards for my new account, then a day later got a letter from AVU closing them down, as fast as I got them

Do not be fooled into believing everything is fact, just cos it happened to you! Ive been working on Natwest systems for over a year and would say i'm as confident about their systems as their own staff! :rotfl: