The Sub Prime Credit Thread - Part IV

Its-A-New-Age-Thing

soooooooooooo for the AVOIDANCE OF ANY DOUBT i chased up my FLYBE card decline......oh and on that note CONGRATS PROLIANT, it was passed to there UNDERWRITING DEPARTMENT who confirmed that whilst i had been ACCEPTED for my SILVER CARD id been declined as FLYBE SCORE HIGHER THAN "SILVER" wed all guessed this but thats official confirmation from the horses mouth so to speak they added flybe score higher due to numerous factors including a much higher max credit limit than silver.........ON THAT NOTE if u want A low scoring sygma card make sure its got a LOW MAX LIMIT hope this helps peeps oh and the 2 cheap rate numbers for SYGMA ARE AS FOLLOWS

SYGMA SILVER 0121 712 6952


FLYBE 0121 712 6939

:A

Abcynthia

Can I ask, Proliant, Did you do this over the phone or online? If online was it referred and then you phoned up to check about it?
Thanks

BugsyBrowne

Got flybe 3 weeks ago then applied for days sygma card and got this..Thank You
Thank you for your application.

We will review your application and contact you in writing with a decision within 7-10 working days. Your application reference number is given below. Please write this down and quote it if you need to contact us.

You can reach us on 0871 376 9218. We are open:

Monday to Friday 8.30am - 9.00pm
Saturday 8.30am - 7.30pm
Sunday 10.00am - 6.00pm
Calls to 0871 numbers will cost 7p per minute (including VAT) from BT landlines (current at December 2009). Cost of calls from non-BT landlines and mobile phones will vary. Please check with your phone provider. Calls may be monitored or recorded for the purpose of quality control.

Its-A-New-Age-Thing

star-fire wrote: »

Got flybe 3 weeks ago then applied for days sygma card and got this..Thank You
Thank you for your application.

We will review your application and contact you in writing with a decision within 7-10 working days. Your application reference number is given below. Please write this down and quote it if you need to contact us.

You can reach us on 0871 376 9218. We are open:

Monday to Friday 8.30am - 9.00pm
Saturday 8.30am - 7.30pm
Sunday 10.00am - 6.00pm
Calls to 0871 numbers will cost 7p per minute (including VAT) from BT landlines (current at December 2009). Cost of calls from non-BT landlines and mobile phones will vary. Please check with your phone provider. Calls may be monitored or recorded for the purpose of quality control.

call them up tell them ure already a sygma customer theyll do what they did with me contact the underwriting department and ull get a PRONTO yay or nay dependent on ure credit score

PROLIANT

Abcynthia wrote: »

Can I ask, Proliant, Did you do this over the phone or online? If online was it referred and then you phoned up to check about it?
Thanks

Hi, my Silver card was done over the phone last month and my Flybe card was done online last week and got reffered.

BugsyBrowne

Its-A-New-Age-Thing wrote: »

call them up tell them ure already a sygma customer theyll do what they did with me contact the underwriting department and ull get a PRONTO yay or nay dependent on ure credit score

Did you then get the card mate

Its-A-New-Age-Thing

star-fire wrote: »

Did you then get the card mate

nope i then got a quick REJECTION and told it was due to my credit score she did say at first it must be a system error as i was ALREADY a sygma customer and that she would push it through manually and id be ACCEPTED i was chuffed to bits then she called me back 5 mins later and said about the flybe scforing higher than silver and because of this SYGMA SILVER accepted me HOWEVER FLYBE COULD NOT

BugsyBrowne

Oh well suppose i will wait for my rejection letter mind you think the 7 credit searches might go against me..

Its-A-New-Age-Thing

star-fire wrote: »

Oh well suppose i will wait for my rejection letter mind you think the 7 credit searches might go against me..

id call them mate save u waitin in agony at least then ull know if u phone them up tell them ure already a sygma customer and speak NICELY to them u get RAPID RESPONCE least then ull know REMEMBER ive a 5 year old default and im ASSUMING with flybe scoring higher theres every chance they go back THE FULL 6 YEARS

:beer:

seeya23

star-fire wrote: »

Got flybe 3 weeks ago then applied for days sygma card and got this..Thank You
Thank you for your application.

We will review your application and contact you in writing with a decision within 7-10 working days. Your application reference number is given below. Please write this down and quote it if you need to contact us.

You can reach us on 0871 376 9218. We are open:

Monday to Friday 8.30am - 9.00pm
Saturday 8.30am - 7.30pm
Sunday 10.00am - 6.00pm
Calls to 0871 numbers will cost 7p per minute (including VAT) from BT landlines (current at December 2009). Cost of calls from non-BT landlines and mobile phones will vary. Please check with your phone provider. Calls may be monitored or recorded for the purpose of quality control.

i would give them a call and see what they say