The Sub Prime Credit Thread - Part IV

BLT_2

plumber2009 wrote: »

Well. That is the type of response from a do gooder.

9 points in one hit is a bit over the top and the tread levels on the tyres had only just reached the minimum level. I was due to change them at the end of the month anyway. Just had to wait until payday.
Money does not grow on trees.

Have to agree that people should not drive around on illegal tyres, however the methodology used is ridiculous. If an individual is clocked doing 59mph through a crowded street the recommendation is 6 points.

If you are stopped doing 20mph on 4 dodgy tyres you lose your licence, probably your job etc etc. Its breaking the law, there has to be a punishment but lets get some sense of reality here.

PROLIANT

storminbalder wrote: »

This was funny too.

And a fair summary!

Could you move it to DT please Storm.;)

Regards

Proliant.

never-in-doubt

This thread is about sub prime credit cards, NOT the bloody politics of whether Polish Immigrants should be allowed entry or jobs or anything else race related.

Can we stay on topic, please? A lot of hard work has been put into this thread and the last thing we'll allow is for it to become an idiotic thread that belongs in the nonsense area of the forum (DT).

Mods have been notified and requested all race related posts be removed. Lets stick to the actual thread content, who gives a !!!!!! about the Poles; unless they have a genuine sub prime question then so what! -

seeya23

sorry i only was saying i cant get a job and the thread go to pot

never-in-doubt

seeya23 wrote: »

sorry i only was saying i cant get a job and the thread go to pot

Its not you though is it mate, its the do-gooders that are so keen to defend those that costs us tax and social housing. I am not getting ebroiled in the argument but I totally back Elky and star - 100%.

However there is a time and a place and this aint it......

sutton111

My Balance transfer to Capital One from Sygma went through very quickly. I rang them up on Wednesday to do it and Capital One received it on Friday!

fairmorn308

hi NID, hows you?

Thats my letters posted to CRAs after there reply

storminbalder

never-in-doubt wrote: »

Its not you though is it mate, its the do-gooders that are so keen to defend those that costs us tax and social housing. I am not getting ebroiled in the argument but I totally back Elky and star - 100%.

However there is a time and a place and this aint it......

Then that makes you just as bad as them.

You say you don't want political discussion, then immediately follow up with a ridiculously skewed political point.

Are you simply a hypocrite or just stupid?

Nazis and racists should be banned from this board. I'm sick of reading about their bile. It is simply the politics of hate.

sutton111

ktcooney wrote: »

Hi Everyone

I have just looked at experian and i have a credit rating of 654 I was hoping to get a credit card to pay off monthly to improve credit. Within the next couple of years Id like to get a morgage with my bf his credit is good so want to improve mine to better ours chances of actually being able to get a morgage!

According to my credit report I
You make all your repayments on time and in full - no accounts have been paid late in the past six months
You don't have any county court judgments and you have not been declared bankrupt in the last six years

which i presume is good.. However Aqua have refused me are there any other ways to improve my score? I have applied for a pre paid card to improve credit over 12 month.. and considering a barclay cash card account.

any ideas will be gratefully recieved! Katie x

As i was saying in the on your previous post, try Vanquis, you are correct regarding not too many searches but Vanquis may accept you.

What do you have on your credit files? If you haven't looked I advise you to take a look. It will help you loads.

PROLIANT

sutton111 wrote: »

As i was saying in the on your previous post, try Vanquis, you are correct regarding not too many searches but Vanquis may accept you.

What do you have on your credit files? If you haven't looked I advise you to take a look. It will help you loads.

Good point Sutton, get all three of your files from the CRA's and review your data, it will be a step in the right direction moving forward.