The Sub Prime Credit Thread - Part IV

Its-A-New-Age-Thing

oooooooooooooo just got offered a NATIONWIDE account complete with debit card and overdraft and chequebook YIPPE
and ive a 5 year old default

THANKS NATIONWIDE

:beer:

noah271007

Its-A-New-Age-Thing wrote: »

oooooooooooooo just got offered a NATIONWIDE account complete with debit card and overdraft and chequebook YIPPE
and ive a 5 year old default

THANKS NATIONWIDE

:beer:

Congratulations mate!! Just out of interest is your default registered with Experian?

Its-A-New-Age-Thing

noah271007 wrote: »

Congratulations mate!! Just out of interest is your default registered with Experian?

yeah it is ALTHOUGH its registered kinda wrong the middle names incorrect

for example my middle name is STUART yet they have it as an A

might be relevant might not thought id say though

its a FAB ACCOUNT by the way its called there FLEX ACCOUNT

BugsyBrowne

why cant people just stay with one bank,keep changing banks will completely mess your credit report up..

Its-A-New-Age-Thing

star-fire wrote: »

why cant people just stay with one bank,keep changing banks will completely mess your credit report up..

MMMMMMMMMMM i think its when us SUBPRIMERS who have a BASIC bank acount WITH NO OVERDRAFT OR CHEQUEBOOK

and they WANT those FACILITYS and FOR YEARS HAVE NEVER MANAGED TO GET THEM

THAT "MAY BE"

WHY THEY CHANGE

:mad:

kerryberryboo

here here :beer:

noah271007

Its-A-New-Age-Thing wrote: »

yeah it is ALTHOUGH its registered kinda wrong the middle names incorrect

for example my middle name is STUART yet they have it as an A

might be relevant might not thought id say though

its a FAB ACCOUNT by the way its called there FLEX ACCOUNT

Yes it is a great account. I got a cashcard but have been trying to get it upgraded without luck!!

Now a person with a DEFAULT to his name applied for one and got a full account!! It shows how unfair the credit system is. Just like unfair Britain. I'm delighted for you.

noah271007

star-fire wrote: »

why cant people just stay with one bank,keep changing banks will completely mess your credit report up..

What makes you say that? People change bank accounts for various of reasons. Not satisified with customer service etc.

As long anyone keep the oldest account open regarding credit file then they can do whatever they like. We are the consumers and should chose when and how to choose.

Its-A-New-Age-Thing

noah271007 wrote: »

Yes it is a great account. I got a cashcard but have been trying to get it upgraded without luck!!

Now a person with a DEFAULT to his name applied for one and got a full account!! It shows how unfair the credit system is. Just like unfair Britain. I'm delighted for you.

thanks mate if it makes u feel any better i did have there basic CASH CARD account years ago closed it down bout 4 years ago as its all i could get (same as you) and took a clydesdale basic instead as its superior etc

:beer:

never-in-doubt

Niddy got accepted for silver card.....

19.9% and £4750 limit - how crappy is that!