The Sub Prime Credit Thread - Part IV

ged1980

ElkyElky wrote: »

I'm off to England in an hour and the weather is terrible. Bad winds, heavy rain and snow over central Scotland. Perfect conditions for a first timer on the motorway, huh?

yep is bad here had no power for last 2 hours take your time you will be fine

Mrs_Ryan

Dam... Aqua said no

Still, 2 outta 3 aint bad

Zack1

Natwest are proper random with their accounts! I paid a cheque in Monday (after 3 too, which I thought was the cut off?) and it's cleared already! Shame insurance decided to use BACS though, rather than the online transfer option that loansharks, I mean Pay Day Loans etc, use...

whisp

Mrs_Ryan wrote: »

Dam... Aqua said no

Still, 2 outta 3 aint bad

Oh that's pants, but as you say, 2 out of 3 ain't bad

I presume you had just applied online before you posted? (nosey insomniac, sorry!)

Mind, they seem to be a bit unpredictable with their acceptance, they accepted my friend (one 2 year old default on a joint account, no other adverse) but not her husband (same default AFAIK, and otherwise clean!).

They earn the same and have been employed for same amount of time (self-employed in a partnership for 10+ years) and have lived in their house for exactly the same amount of time (13 years), so they found it rather funny. Well, my friend did, her OH didn't :rotfl:

Wonder if their customer service is any better than it was when I had an Aqua card... was quite abysmal back then. Also curious if they'll have me back so I can build up some more green 0s, I didn't have any problems with them and only settled it because I got a limit increase on my lower-APR-than-Aqua Barclaycard, wish I'd left it open now

'scuse my tired insomniac ramblings, really should try going to bed again, got to be up in 3 1/2 hours :eek:

.... wanders off to bed singing Meatloaf .....

usedandabused

I got my £12 refunded NID


It has now showed up on my statement and it has been credited back onto my card. I showed vanquis that they had in fact collected my payment via my NEW account DD, then a few days later charged me a default for late payment, but what i find horrendous is that I was given no apology!

never-in-doubt

usedandabused wrote: »

I got my £12 refunded NID


It has now showed up on my statement and it has been credited back onto my card. I showed vanquis that they had in fact collected my payment via my NEW account DD, then a few days later charged me a default for late payment, but what i find horrendous is that I was given no apology!

Well done mate - hey, £12 is still your £12 lol

usedandabused

never-in-doubt wrote: »

Well done mate - hey, £12 is still your £12 lol

It is indeed :beer:

never-in-doubt

usedandabused wrote: »

It is indeed :beer:

Oh yea, make sure they remove the B][COLOR=red]1[/COLOR][/B from the CRA's and change the status for the month to a B][COLOR=darkgreen]0[/COLOR][/B

usedandabused

never-in-doubt wrote: »

Oh yea, make sure they remove the B][COLOR=red]1[/COLOR][/B from the CRA's and change the status for the month to a B][COLOR=darkgreen]0[/COLOR][/B

Oh I forgot about that, that is the most important bit, not the £12.

thanks mate:D

paulq

seeya23 wrote: »

i would wait see what limit you get with capone befor you cancel aqua have you try for a flybe card or silver card a lot of people off here been geting it with good limit


https://www.your-application.co.uk/NetFinanceCertegymicrosite/silvermastercard/welcome.aspx

I applied for the Silver, got the we will contact you within 7 - 10 days reply.
Will let you know what happens