The Sub Prime Credit Thread - Part IV

CHALLISAVENUE

brians_daughter wrote: »

Hey Kelly, please dont think we are doubting you. But MBNA states they do not accept ppl with adverse credit.

If you have a default and got the card it would be good for you to share your experience/situation with those that have ben refused - (i would be very interested, as i say one of my brothers got knocked back with report that is looking pretty perefect IMOA, so it may assist him in appealing or whatever)

At the end of the day we are all all here to help, assist and have a giggle along the way!

And, sadly we do get some wierdos that post 'troll' like posts, so we sometimes have our guard up!

I can see that brians daughter:D:D

I will post teh card as soon as it arrives for you :-)


Best Wishes

Kelly

usedandabused

CHALLISAVENUE wrote: »

Are you talking to me dear, i do hope not

Kelly

seriously are you really incapable of looking at a thread and following it in its correct context? or are you just posting to see your name up in lights because you're obviously a very deluded attention seeking person, that can quite clearly see I was corresponding with another poster who had become very rude and insulting towards NID, who has done NOTHING apart from help people.

now do grow up, i've had enough dealing with one WUM I don't need another one, go watch football like the rest of us

CHALLISAVENUE

ElkyElky wrote: »

I'll say what everyone else is thinking... she's a stuck up, ungrateful cow who deserves nothing but a credit file plagued with defaults.

I found her to be rather toffee-nosed. She claims she was given a £6k limit but she said "not bad i suppose", anyone else with defaults would be jumping for joy at a £6k limit.

I like it dear, stuck up and toffe nosed:D:D:D

Yes dear, this hot little number known as Kelly has got the card ,i think your simply seething with jealousy that i have managed to achieve the unachievable(in your words),like i said i will post a picture of the card soon as it arrives;);)

Youll be having the last laugh then wont you ElkyElky;););)


Love and Kisses

Kelly

CHALLISAVENUE

never-in-doubt wrote: »

Ahh I have a coventry first and a callsave money manager as well, both cards are identical so i'd never be able to confirm that - sorry.

But as I say, if you had a default then you'd have been declined. No question of a doubt. Out of interest, when did you get the default, i.e. what date shows on your credit report as the Default Date?

As for MBNA - surely you can see why we're slightly suspicious, something doesn't add up - and for the record i'm not an anonymous poster or whatever you called it lol... most of us on here do know each other and becase we've been here so long, we share info etc.

Now where things come unstuck is the fact that in the last 12 months - of all of the sub primers on here, none have been accepted for an MBNA prime with a £6k limit and these guys range from people on low wages to wages far superior than £32k - some had defaults, some did not - however one thing in common, they were declined - me included and I have no bad debt whatsoever - i'm just high risk to them which is their prerogative isn't it, and their loss I must add!

Point is, when we then see a newbie come and say the opposite to what we've all experienced in the past, we tend to get a little suspicious - rightly so you'd think?

So, when the card comes please be an angel and post a copy and also a screen dump of the default then you'll shut up the doubters, none more so than myself

And as I said before, i'm not picking you out but hope the above explains why i'm doubting some of the things you've stated.

ah this makes sens Never in Doubt,there is a lot of drivel on here but you seem to be a popular person so ill take on board what you say;) i might add even with this default,the only one,which i cant be bothered paying even though i owe it,it drops off in July 17th btw, i still achieved the coventry accounts and the Bank Of Cyprus account :-)

Regards

Kelly

CHALLISAVENUE

usedandabused wrote: »

seriously are you really incapable of looking at a thread and following it in its correct context? or are you just posting to see your name up in lights because you're obviously a very deluded attention seeking person, that can quite clearly see I was corresponding with another poster who had become very rude and insulting towards NID, who has done NOTHING apart from help people.

now do grow up, i've had enough dealing with one WUM I don't need another one, go watch football like the rest of us

Yes ok i didnt read it properly i can now see you were directing your comments at a poster known as cocky watchman, i didnt read ut thorooughly eneough.

Im not apologising because youre not worth it with a screen name like usendandabused,however i should pay more attention in future;);)

PS I prefer Rugby not football,thats a game for wimps,Rugby is full of hot men whereas football is full of closet case gays ;);););)


Best Wishes

Kelly

CHALLISAVENUE

usedandabused wrote: »

or are you just posting to see your name up in lights because you're obviously a very deluded attention seeking person,

If you say so usedandabused Judging by your signature:

She LEFT me, she LIED, and she made me foot the BILL !

im not surprised you couldnt keep hold of your woman judging by your attitude on here,she lied because you couldnt keep her happyshe left you for someone better and most importantly she took you for everything youve got because like a lot of men,youre all very gullible ;);););)


Love and Kisses


Kelly

usedandabused

CHALLISAVENUE wrote: »

I like it dear, stuck up and toffe nosed:D:D:D

Yes dear, this hot little number known as Kelly has got the card ,i think your simply seething with jealousy that i have managed to achieve the unachievable(in your words),like i said i will post a picture of the card soon as it arrives;);)

Youll be having the last laugh then wont you ElkyElky;););)


Love and Kisses

Kelly

oh god delusion, lack of social skills, lack of perception, I do feel sorry for you, at least you have your nice new MBNA card to cuddle up to at night.

FYI my cockroach post was in reference to Cocky, someone as insignificant as you doesn't even register on my radar.

If I wanted to call you out, I would, i'm no coward, my problem originally was with Cocky, he was bang out of order..

Then along comes someone who is a complete and utter deluded soul, thinking I was talking about them, when in reality, no one gives a !!!! about said poster, I was corresponding with someone else, not you.


Little kelly syndrome


now take care, and I wish you the best of luck,you're going to need it.

brians_daughter

Evening guys...dunno if its the hectic day, the uni deadlines, the 2 glasses of vino i have already had this evening, the excitement of being accepted by aqua or the kids driving me insane with half term...... but i cant sus out how to 'ignore' ppl..so i cant see the sh*t they post when i log in...

Could one of you wonderful ppl enlighten me please?

Cheers as always!:beer::beer::beer::beer::beer:

CHALLISAVENUE

usedandabused wrote: »

oh god delusion, lack of social skills, lack of perception, I do feel sorry for you, at least you have your nice new MBNA card to cuddle up to at night.

FYI my cockroach post was in reference to Cocky, someone as insignificant as you doesn't even register on my radar.

If I wanted to call you out, I would, i'm no coward, my problem originally was with Cocky, he was bang out of order..

Then along comes someone who is a complete and utter deluded soul, thinking I was talking about them, when in reality, no one gives a !!!! about said poster, I was corresponding with someone else, not you.


Little kelly syndrome


now take care, and I wish you the best of luck,you're going to need it.

LOL with a name like usedandabused youre the one who will alwyas be the VICTIM ;);););)

Little touchy arent we,is it a cas of short man syndrome rearing its head again,angry little man huffing and puffing in cyberspace when in teh real world you wouldnt dare say boo to a goose :-)

Pity the next bird that comes across your path :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

Love and sloppy kisses

Kelly

CHALLISAVENUE

brians_daughter wrote: »

Evening guys...dunno if its the hectic day, the uni deadlines, the 2 glasses of vino i have already had this evening, the excitement of being accepted by aqua or the kids driving me insane with half term...... but i cant sus out how to 'ignore' ppl..so i cant see the sh*t they post when i log in...

Could one of you wonderful ppl enlighten me please?

Cheers as always!:beer::beer::beer::beer::beer:

f you say so usedandabused Judging by your signature:

She LEFT me, she LIED, and she made me foot the BILL !

im not surprised you couldnt keep hold of your woman judging by your attitude on here,she lied because you couldnt keep her happyshe left you for someone better and most importantly she took you for everything youve got because like a lot of men,youre all very gullible ;);););)


Love and Kisses


Kelly