We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Sub Prime Credit Thread - Part IV

1…502503505507508…866

Comments

  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    3 credit searches by sygma (1 yesterday and 2 2day) and 1 by Creation Financial Services Ltd which is an Unclassified search.

    Had only 4 EQ searches sat night now got 7 :eek:
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    sutton111 wrote: »
    Why so many?

    Are they normally like that?

    That's normal especially if your application was referred

    I had 4 searches all in all

    One full search and three unrecorded.
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Cash_Flow wrote: »
    That's normal especially if your application was referred

    I had 4 searches all in all

    One full search and three unrecorded.

    Except mine was accepted instantly AND 3 full 1 unrecorded. :huh:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kilasuit wrote: »
    3 credit searches by sygma (1 yesterday and 2 2day) and 1 by Creation Financial Services Ltd which is an Unclassified search.

    Had only 4 EQ searches sat night now got 7 :eek:

    Christ that ridiculous. Get in contact with them and see if they can remove them.

    BTW Do you live in Shrewsbury? I may of asked before but I forgot. :o
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    kilasuit wrote: »
    Except mine was accepted instantly AND 3 full 1 unrecorded. :huh:
    Or so i was told. Not sure but think it would be a hot shot to not have been referred seeing as all ove my credit accounts except Aqua Vanquis and Littlewoods have been declined and then appealed.
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    kilasuit wrote: »
    Except mine was accepted instantly AND 3 full 1 unrecorded. :huh:

    I think you need to raise a notice of dispute with Equifax.
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Christ that ridiculous. Get in contact with them and see if they can remove them.

    BTW Do you live in Shrewsbury? I may of asked before but I forgot. :o

    You may have done. Not sure. But yes i do sort of. Pontesbury to be precise.
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Cash_Flow wrote: »
    I think you need to raise a notice of dispute with Equifax.
    Yeah might do.

    Did same with Severn Trent Water after they incorrectly added a Debt collection search to my Equifax after i had finally paid the outstanding balance.

    Had that removed on thursday.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kilasuit wrote: »
    You may have done. Not sure. But yes i do sort of. Pontesbury to be precise.

    Oooohh. Good Chippy! lol

    Mary Webb school? How old are you then?

    I never went there though. I went to The Priory. :)
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Oooohh. Good Chippy! lol

    Mary Webb school? How old are you then?

    I never went there though. I went to The Priory. :)
    Nope.

    I also went to The Priory. 19 atm 20 on Easter Sunday. Think i'm doing well for what i've got (credit wise) in comparison to age and income.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture