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The Sub Prime Credit Thread - Part IV

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Comments

  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    3 credit searches by sygma (1 yesterday and 2 2day) and 1 by Creation Financial Services Ltd which is an Unclassified search.

    Had only 4 EQ searches sat night now got 7 :eek:
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    sutton111 wrote: »
    Why so many?

    Are they normally like that?

    That's normal especially if your application was referred

    I had 4 searches all in all

    One full search and three unrecorded.
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Cash_Flow wrote: »
    That's normal especially if your application was referred

    I had 4 searches all in all

    One full search and three unrecorded.

    Except mine was accepted instantly AND 3 full 1 unrecorded. :huh:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kilasuit wrote: »
    3 credit searches by sygma (1 yesterday and 2 2day) and 1 by Creation Financial Services Ltd which is an Unclassified search.

    Had only 4 EQ searches sat night now got 7 :eek:

    Christ that ridiculous. Get in contact with them and see if they can remove them.

    BTW Do you live in Shrewsbury? I may of asked before but I forgot. :o
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    kilasuit wrote: »
    Except mine was accepted instantly AND 3 full 1 unrecorded. :huh:
    Or so i was told. Not sure but think it would be a hot shot to not have been referred seeing as all ove my credit accounts except Aqua Vanquis and Littlewoods have been declined and then appealed.
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    kilasuit wrote: »
    Except mine was accepted instantly AND 3 full 1 unrecorded. :huh:

    I think you need to raise a notice of dispute with Equifax.
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Christ that ridiculous. Get in contact with them and see if they can remove them.

    BTW Do you live in Shrewsbury? I may of asked before but I forgot. :o

    You may have done. Not sure. But yes i do sort of. Pontesbury to be precise.
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Cash_Flow wrote: »
    I think you need to raise a notice of dispute with Equifax.
    Yeah might do.

    Did same with Severn Trent Water after they incorrectly added a Debt collection search to my Equifax after i had finally paid the outstanding balance.

    Had that removed on thursday.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kilasuit wrote: »
    You may have done. Not sure. But yes i do sort of. Pontesbury to be precise.

    Oooohh. Good Chippy! lol

    Mary Webb school? How old are you then?

    I never went there though. I went to The Priory. :)
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Oooohh. Good Chippy! lol

    Mary Webb school? How old are you then?

    I never went there though. I went to The Priory. :)
    Nope.

    I also went to The Priory. 19 atm 20 on Easter Sunday. Think i'm doing well for what i've got (credit wise) in comparison to age and income.
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