The Sub Prime Credit Thread - Part IV

seeya23

TheEffect wrote: »

Payday tomorrow, though it's going straight out again as I have to pay £1300 for my gap year holiday.

where are you going mate

never-in-doubt

aron wrote: »

Hey Seeya i really dont think Always_up_Himself needs your help to wank his own ego off. fully CISSP qualified ?? he''s even making up his own pretendy job titles these days? What a card!! :rotfl::rotfl:

You're actually soooo funny - I think I want to marry you. :rotfl: :rotfl: :rotfl:

http://en.wikipedia.org/wiki/Certified_Information_Systems_Security_Professional

or : http://www.cissp.com/ / http://www.itgovernance.co.uk/cissp.aspx

bev309

Hi - taken me a while to go through all the posts from the start, but got to the end eventually!!!
I have a quick question regarding the Lloyds TSB debit cards. I read in previous posts that the ones beginning 4921 are offline cards, this is the one I have, but my 16 yr old daughter has just changed her cashcard to a visa & hers also starts with 4921 - is this right then?
Also I have recently managed to get a full current plus account with Natwest - we have been given cheque books, but the blue cards not CGC. Is there any card with Natwest that is offline, but without the CG?
Thanks:beer:

seeya23

bev309 wrote: »

Hi - taken me a while to go through all the posts from the start, but got to the end eventually!!!
I have a quick question regarding the Lloyds TSB debit cards. I read in previous posts that the ones beginning 4921 are offline cards, this is the one I have, but my 16 yr old daughter has just changed her cashcard to a visa & hers also starts with 4921 - is this right then?
Also I have recently managed to get a full current plus account with Natwest - we have been given cheque books, but the blue cards not CGC. Is there any card with Natwest that is offline, but without the CG?
Thanks:beer:

with natwest you need a purple card to use it offline what colour is your daughter card ???

bev309

seeya23 wrote: »

with natwest you need a purple card to use it offline what colour is your daughter card ???

Green - exactly the same as mine for my classic account.

I knew about the purple cards, do they come without CG? How long do you wait until you can ask for a purple one? I have had a step account for about 9/10 yrs now, & have just set this new account up. The account isn't actually linked to the Step one though - through a mix up when applying (well it isn't linked on my internet banking, but when I spoke to someone on the Actionline, they said they would link the accounts, so not really sure). Have just transferred all of my wages & CTC etc over & have set up a few DDs.

seeya23

bev309 wrote: »

I knew about the purple cards, do they come without CG? How long do you wait until you can ask for a purple one? .

they may do soon as all bank are getting rid of cgc cards i would ask for a purple card in 6 months time

bev309

seeya23 wrote: »

they may do soon as all bank are getting rid of cgc cards i would ask for a purple card in 6 months time

Yes, I thought as much - give them a chance to see how the account is run before I jump in haha!!

Stilll intrigued about the Lloyds card though - we have just used it to buy something off ebay (added her card to my paypal) & it hasn't come off her balance as of yet. Bit strange if they DO give offline cards to 16 yr olds? They wouldn't charge her if she DID ever go o/d in error would they?

seeya23

bev309 wrote: »

!

Stilll intrigued about the Lloyds card though - They wouldn't charge her if she DID ever go o/d in error would they?

me too izools is the best to ask about ltsb cards no they dont charge under 18

bev309

seeya23 wrote: »

me too itools is the best to ask no they dont charge under 18

Thanks - just checked on the website, no charges for under 19 account. :beer:

Zack1

seeya23 wrote: »

me too itools is the best to ask no they dont charge under 18

They charged me when I was under 18 the ****ers

I reminded them how it was illegal to charge Under 18s (none of the banks charge, they aren't allowed to) and eventually Customer Relations refunded the charges. To make it worse, it wasn't even my fault for going overdrawn, they authorised a payment twice!