The Sub Prime Credit Thread - Part IV

never-in-doubt

edinburgher wrote: »

however, was any search from 3 when I applied for my Sim Zero contract (the sim for which arrived this morning). The chap I spoke to from 3 said that they credit check people for Sim Zero, but it seems odd that this wouldn't show up on my credit report?

maybe an Equifax search?

edinburgher

Quite possibly, but I can't afford to pay more than one company a month to tell me that my credit history is cack!

seeya23

edinburgher wrote: »

Quite possibly, but I can't afford to pay more than one company a month to tell me that my credit history is cack!

you get it free if you have a capone card

edinburgher

seeya23 wrote: »

you get it free if you have a capone card

An Equifax check?

I don't have a Cap One card, I merely applied for one.

seeya23

edinburgher wrote: »

An Equifax check?

I don't have a Cap One card, I merely applied for one.

you get 2 free Equifax reports a year if you have a cap one card

edinburgher

I applied for a free trial on their site, but my details didn't take. Possibly because they have moronic forms that only let you provide address details using periods of whole years. Haven't they heard of Scotland? 6 months is a standard tenancy length there!

never-in-doubt

edinburgher wrote: »

I applied for a free trial on their site, but my details didn't take. Possibly because they have moronic forms that only let you provide address details using periods of whole years. Haven't they heard of Scotland? 6 months is a standard tenancy length there!

Ooooh fiery scottish temper mixed with the essex roughness in bromley (I know bromley is in Kent!).... :rotfl: :rotfl: :rotfl:

Scotland or England then (rugby)?

edinburgher

I should write that down in case my GF decides to dump me and I need to join a dating website

Scotland of course (only been in the South for a year and a half to date). That said, I can see myself staying here long term. Glasgow/Edinburgh really can't compete with London in terms of jobs/entertainment/shopping!

sutton111

seeya23 wrote: »

you get 2 free Equifax reports a year if you have a cap one card

How does this work with Equifax and Capital One, just enter my card number in and they'll know?

seeya23

sutton111 wrote: »

How does this work with Equifax and Capital One, just enter my card number in and they'll know?

here you go mate and hit the register now
http://www.equifax.co.uk/capitalone/index.html