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The Sub Prime Credit Thread - Part IV
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never-in-doubt wrote: »p.s. regulars use the thanks button - hint hint (tight sod, must be a northerner!)
I believe we have been down this road before somewhat - given I am in North Wales, that puts me about an hour or SOUTH (or southish) of you IIRCNo Longer works for MBNA as of August 2010 - redundancy money will be nice though.
Proud to be a Friend of Niddy.
no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date0 -
Mate, you should try and le your salary credit one account rather than keep switching it around. This will help you build a good internal score with a bank.I don't know whether to move my salary etc to Lloyds TSB. I already have an vantage current account that I don't use. It seems pointless paying £13 a month for HSBC Plus when I could be making money (interest on the vantage).
Hmm...
FYI the 1st month your account doesn't get a salary credit after a usual monthly credit it rings alarm bells to the bank and will mean they will restrict lending as you may have lost your job ect......Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Mate, you should try and le your salary credit one account rather than keep switching it around. This will help you build a good internal score with a bank.
FYI the 1st month your account doesn't get a salary credit after a usual monthly credit it rings alarm bells to the bank and will mean they will restrict lending as you may have lost your job ect......
I've had my salary paid into one account since I started my job. HSBC still don't give me any credit. In fact, they took my cheque guarantee card away from me.0 -
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never-in-doubt wrote: »LOL, stop being so picky! :rotfl: :rotfl:
Anyway, you never answered the question - are you getting the drinks in? (and waht pub and what time we all meeting:D)No Longer works for MBNA as of August 2010 - redundancy money will be nice though.
Proud to be a Friend of Niddy.
no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date0 -
Anyway, you never answered the question - are you getting the drinks in? (and waht pub and what time we all meeting:D)
Haha - mate if I met with most the people on here i'd be wasted and not spend a penny (loads of beer offeres from my threads lol).....
But yea, for a jock i'll get the beers in (i'm not welsh)! The sports bar, liverpool street - know it? (My kinda venue - NickX knows it as well
)
Anyway, as a welshman - tell me, are you supporting USA/Algeria etc in the world cup (I am)
Rainbow Sports Bar
2010 - year of the troll
Niddy - Over & Out :wave:
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never-in-doubt wrote: »Haha - mate if I met with most the people on here i'd be wasted and not spend a penny (loads of beer offeres from my threads lol).....
But yea, for a jock i'll get the beers in (i'm not welsh)! The sports bar, liverpool street - know it? (My kinda venue - NickX knows it as well)
Anyway, as a welshman - tell me, are you supporting USA/Algeria etc in the world cup (I am)
Rainbow Sports Bar
Never heard of it - but now you have posted that, I seem to be wrong. It would appear you are 4 hours south of where I am - not an hour North - maybe I am confused.:rotfl:
As for cup - depends if I can find a random Welshman in a foreign squad because of parentage etc, or if I can find an international player from the local team (but none spring to mind)No Longer works for MBNA as of August 2010 - redundancy money will be nice though.
Proud to be a Friend of Niddy.
no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date0 -
Never heard of it - but now you have posted that, I seem to be wrong. It would appear you are 4 hours south of where I am - not an hour North - maybe I am confused.:rotfl:
As for cup - depends if I can find a random Welshman in a foreign squad because of parentage etc, or if I can find an international player from the local team (but none spring to mind)
Nah i'm in Leeds (you're right there) but also stay in London mate 2010 - year of the troll
Niddy - Over & Out :wave:
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never-in-doubt wrote: »Nah i'm in Leeds (you're right there) but also stay in London mate
For some strange reason I had Manchester in my head.....No Longer works for MBNA as of August 2010 - redundancy money will be nice though.
Proud to be a Friend of Niddy.
no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date0 -
I don't understand why they would do this... I have limited credit with HSBC (£200 O/D) & CGC but I got this with all of the incorrect links of mine ( Defaults and everything )I've had my salary paid into one account since I started my job. HSBC still don't give me any credit. In fact, they took my cheque guarantee card away from me.
Meanwhile was declined by Aqua & Capital one.
You were accepted by Cap1 & Aqua but declined by HSBC
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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