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The Sub Prime Credit Thread - Part IV

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  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    seeya23 wrote: »
    i dont upset anyone on here and there was no need for him/her to have a pop at me

    I know mate - don't worry about it. Bless, am I still in your 'inbox' after all this time? Ahhh, how sweet that you keep me stored like that! :rotfl:

    Should be sorted now, with THEMOUND - he'll behave now (we hope!) :p:p
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Just closed my Aqua card :-)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • looks like i missed a troll fight on this section last night?
    She LEFT me, she LIED, and she made me foot the BILL ! :mad:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    looks like i missed a troll fight on this section last night?


    yes you did mate


    ps Good morning to all
  • seeya23 wrote: »
    yes you did mate


    ps Good morning to all


    morning

    what i don't understand is why people have to behave like that, and the way they use personal information against people, i put up a personal thread in the relationship section, now i'm worried people will target me if trolls turn bad again:mad::(
    She LEFT me, she LIED, and she made me foot the BILL ! :mad:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    morning

    what i don't understand is why people have to behave like that, and the way they use personal information against people, i put up a personal thread in the relationship section, now i'm worried people will target me if trolls turn bad again:mad::(
    it.s the first time i ve had any abuse on here
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    seeya23 wrote: »
    it.s the first time i ve had any abuse on here

    Hopefully the last...
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Zack1
    Zack1 Posts: 1,433 Forumite
    edited 6 March 2010 at 11:47AM
    morning

    what i don't understand is why people have to behave like that, and the way they use personal information against people, i put up a personal thread in the relationship section, now i'm worried people will target me if trolls turn bad again:mad::(
    Some people just have nothing better to do with their lives than insult people online....:mad:

    Just phoned Cap1....When I wanted to know what account I've got they said Capital One!! When I explained how there are 4 cards and which do I have he seemed to understand and looked it up, it took ages and he put my on hold, so I guess something isn't right!! Still on hold now....

    ARGH!!!!!!!! Talk about talking to a brick wall.... I've got a progress card (and he explained about the rate going down), that's why it took them a lifetime to check "as it was opened in 2009" :\, that's not long ago!! So I said ok shouldn't my limit be £500 then, so he said yea on the 4th statement it will go up to £500, so I said yea but I've just had the 4th statement and it went from £100 to £200, so when will it go to £500, he said they'll write to me etc so I said well can't it go to £500 now as the internet says it's £500 minimum limit, so why have I been on £100 for 4 months and now £200. He just said that's the "offer" available now, but when I took out my account I go by whatever offer was available then.... I'm pretty sure £200 wasn't minimum limit when I took out my account though!! Is it worth emailing them?

    Anyone know what their hold music is? It's just one song that played over and over! I'm pretty sure it used to be on the Lloyds adverts - kinda ironic they're using it!!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Zack1 wrote: »
    Some people just have nothing better to do with their lives than insult people online....:mad:

    Just phoned Cap1....When I wanted to know what account I've got they said Capital One!! When I explained how there are 4 cards and which do I have he seemed to understand and looked it up, it took ages and he put my on hold, so I guess something isn't right!! Still on hold now....

    ARGH!!!!!!!! Talk about talking to a brick wall.... I've got a progress card (and he explained about the rate going down), that's why it took them a lifetime to check "as it was opened in 2009" :\, that's not long ago!! So I said ok shouldn't my limit be £500 then, so he said yea on the 4th statement it will go up to £500, so I said yea but I've just had the 4th statement and it went from £100 to £200, so when will it go to £500, he said they'll write to me etc so I said well can't it go to £500 now as the internet says it's £500 minimum limit, so why have I been on £100 for 4 months and now £200. He just said that's the "offer" available now, but when I took out my account I go by whatever offer was available then.... I'm pretty sure £200 wasn't minimum limit when I took out my account though!! Is it worth emailing them?

    Anyone know what their hold music is? It's just one song that played over and over! I'm pretty sure it used to be on the Lloyds adverts - kinda ironic they're using it!!

    I would email the quoting the website mate
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Zack1
    Zack1 Posts: 1,433 Forumite
    I would email the quoting the website mate
    Thanks. I'll send a secure message in a bit

    OMG, just got a email on my student account from BOC, will I'm not sure if it's them... The subject is "Force.com Sandbox: Thank you for your application". The message is:

    Dear Mr Zack

    Thank you for applying to open an Online Personal Current Account. Your application is now being processed.


    Your unique application reference is xxxxxxxxxxxxx. Please always quote this reference
    when you contact us.

    As you have chosen to send the opening deposit of £10.00 electronically, please use details below :

    If sending funds from another bank account in the UK :

    Sort code: xxxxxxx
    Account number: xxxxxxxxxxxxxxx
    Reference: xxxxxxxxxxxxxxxxxxx

    If sending funds from an overseas account :

    We require a copy of identification (e.g. passport/driving licence) from each applicant.

    All documents provided should be certified as true copies of the original by either your current bankers, a solicitor or an accountant.

    As you are student we require you to send us a copy of your enrolment letter from your college or university detailing the course being studied and expected completion date.

    If you are eligible to receive interest without tax being deducted, please return the R85/R105 forms, quoting xxxxxxxxxxxxxxxx to the address below for processing. If you have not already downloaded these forms please follow the links below.
    http://www.hmrc.gov.uk/forms/r85.pdf
    http://www.hmrc.gov.uk/forms/r105.pdf

    Please send any required documentation and your deposit if by cheque to the following address :
    Customer Service
    Bank of Cyprus UK
    PO Box 17484
    London
    N14 5WH


    If your application is successful and once your opening deposit is received, we will write to you to confirm that your account has been opened.

    But they've told me weeks ago I was rejected :eek:
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