The Sub Prime Credit Thread - Part IV

Innocent_Guy

sutton111 wrote: »

What is the APR on your Aqua?

Dont know... About 30 - 35%

sutton111

Innocent_Guy wrote: »

Dont know... About 30 - 35%

Perhaps they may reduce it by 5% to 24.9%

Innocent_Guy

sutton111 wrote: »

Report the Troll. I have.

Done.........

Innocent_Guy

sutton111 wrote: »

Perhaps they may reduce it by 5% to 24.9%

Still not good enough really. I would rather have a settled account rather that one with £300 C/L

sutton111

Innocent_Guy wrote: »

Still not good enough really. I would rather have a settled account rather that one with £300 C/L

Yeah my Empire Stores account is £2200. So will that look good settled?

Zack1

Innocent_Guy wrote: »

I think they may have sent you the wrong card then or the underwriter changed the application type when re-keying? I will call customer service and ask what account you have, if you have the progress card I would complain as the min credit limit is £500

Strange.... Yea it may be better to call than email, I'll have a look. I don't want them to cancel the card and reissue it or anything though...

THEMOUND wrote: »

I bet your one of those boring,geeky,glasses waering student types, well youre certainly NOT a normal student judging by the amount of time you spend on here with your Diazapam buddies :D:D:D:D:D:D:D

Indeed, I've got a stack of books on the side to get through too....now kindly clear off.....

Unfortunately I thanked the troll too, wrong button :mad:

Innocent_Guy

sutton111 wrote: »

Yeah my Empire Stores account is £2200. So will that look good settled?

Will look very good :beer:

sutton111

Innocent_Guy wrote: »

Will look very good :beer:

See i always thought that you're better off keeping an account open to show you can run it never knew that settle accounts look good too.

Innocent_Guy

Zack1 wrote: »

Strange.... Yea it may be better to call than email, I'll have a look. I don't want them to cancel the card and reissue it or anything though...


Indeed, I've got a stack of books on the side to get through too....now kindly clear off.....

Unfortunately I thanked the troll too, wrong button :mad:

I made sure no thanks was given... Dont mention what card you have just ask what account.

Innocent_Guy

sutton111 wrote: »

See i always thought that you're better off keeping an account open to show you can run it never knew that settle accounts look good too.

The key is to have enough active accounts to prove you can manage your credit but to not have too many open at once.