The Sub Prime Credit Thread - Part IV

izools

good evening

Today i paid off my vanquis and MBNA card in full and now have a zero balance, Will pay off my Capital one card off next week and only leave me my Flybe one to pay which is standing at 4k

Get you out! What happened? Win the lottery? Sell the house? Kudos for taking the bull by the horns

fairmorn308

no no. I changed from getting paid day rating etc to getting a contract so between swapping over i had some spare cash so paid them off. Also now contract means will beable to pay all debts off before summer which am over the moon about

never-in-doubt

fairmorn308 wrote: »

no no. I changed from getting paid day rating etc to getting a contract so between swapping over i had some spare cash so paid them off. Also now contract means will beable to pay all debts off before summer which am over the moon about

Mate, next you'll be saying you're getting wed :eek:! :rotfl: :rotfl:

izools

Awesome! Well done :beer: .. You can get some overpayments into the mortgage once your other debt is clear (if you have one). Might lead to being able to retire a year or two earlier...

never-in-doubt

izools wrote: »

Might lead to being able to retire a year or two earlier...

Bl00dy hell mate - the poor lad aint long outta nappies, sod retirement :rotfl:

fairmorn308

no marrage mate.Need to find a new OH for that one tho

I should have about 3k spare to put into paying off debts now. Got around 12k to pay

Miles30

fairmorn308 wrote: »

no marrage mate.Need to find a new OH for that one tho

I should have about 3k spare to put into paying off debts now. Got around 12k to pay

well done mate:T. you are heading in the right direction. soon you will be debt free.

Miles30

NID, how are rbs/natwest in dishing out CG cards?

Cash_Flow

Miles30 wrote: »

I want to waste another search. Anybody got experience with Halifax? i want their ultimate reward account. Do you get automatic overdrafts? Do they have pre-approved offers like barclays have?
Cheers

I have held my account with Halifax for about 4 months and I now have a pre approved O/D of £1900.00:D

izools

Miles30 wrote: »

NID, how are rbs/natwest in dishing out CG cards?

If they don't give you one when you open the account (they usually do, it's not hard to pass their CG score) they will send one out after three months of excellent account conduct without a search

(EDIT: Niddy, did you get as far as a card being send out before AVU had you? Was it CG?)