The Sub Prime Credit Thread - Part IV

izools

Now you gotta find a pub that'll let you buy a pint and round it up to £10 or £20.

I'm going to one such pub in a bit but I'm being a good little boy and transferring all bar £20 into my savings account.

Gotta be more thrifty than ever now that I'm having to support the flat by myself. It's going to be massive test to my budgeting skills!!

Zack1

izools wrote: »

Now you gotta find a pub that'll let you buy a pint and round it up to £10 or £20.

I'm going to one such pub in a bit but I'm being a good little boy and transferring all bar £20 into my savings account.

Gotta be more thrifty than ever now that I'm having to support the flat by myself. It's going to be massive test to my budgeting skills!!

£20? I'm going for £50 :rotfl:As I'm not on a 0% deal it's pretty rubbish for me anyway, because I pay everything back within ~5 weeks.

I hate saving . Na I'm quite good really, but as SLC haven't paid me (should be early next week, apparently... I doubt it) I'm using most of them!

Going to football first class tomorrow Good erratic pricing means it's actually cheaper to do that. Wonder if the complimentary items include Vodka & Red Bull....I doubt it, and I'm not paying for it at their prices!!

never-in-doubt

wizzywig27 wrote: »

Yes that is the address the defaults were linked to, which he has now added to my data (he actually added two addresses, my one from March to May 2005, and the one from before I went to Spain.

I wasnt trying to avoid this address, as with Spain taken into account, that is six years history. Weird how as I missed this address (which I thought was correct) it brings up more defaults (I did say when I got my file I was surprised as I thought it would have more on it.

Either way a default drops off on the 10th, for £738, to HFO, dont even know who they are???

the Orange one drops off in 2011, but I now have an account with them - funny that!

Hah - told you! I know as much about the CRA's as the bloody staff there mate :rotfl::rotfl:

HFO is a DCA mate - http://www.hfoservices.com/about2.htm

ARTooD2

About calling capital one to see if i've been accepted by the underwriters....would I call the 08458 400 400 number???

never-in-doubt

ARTooD2 wrote: »

About calling capital one to see if i've been accepted by the underwriters....would I call the 08458 400 400 number???

For existing application enquiries telephone 0800 952 5452 (Lines open 8.00am - 9pm Monday to Friday, 8.30am - 5.30pm Saturday)


http://www.capitalone.co.uk/web/contact-us.jsf

noah271007

My tesco card have yet to arrive... grrr! So i called Tesco this morning and they said the card has been approved and account opened on Thursday 4th and ordered a card to be sent to my address. But it will take 7-10 working days! Why would it take 7-10 workings to dispatch a card?

What i want to know is... is the card in the bag or is it going through the dreaded AVU?

big_Daddy_Dave

seems like the app was successful

ElkyElky

noah271007 wrote: »

My tesco card have yet to arrive... grrr! So i called Tesco this morning and they said the card has been approved and account opened on Thursday 4th and ordered a card to be sent to my address. But it will take 7-10 working days! Why would it take 7-10 workings to dispatch a card?

What i want to know is... is the card in the bag or is it going through the dreaded AVU?

If they've told you that the account is open then the card is definitely in the bag.

I can't see them opening an account unless AVU has given the go ahead.

noah271007

ElkyElky wrote: »

If they've told you that the account is open then the card is definitely in the bag.

I can't see them opening an account unless AVU has given the go ahead.

Thanks Elky....yes account was opened on the 4th (Thursday).... just out of interest, how long did you had to wait for the tesco card after winning your appeal?

ElkyElky

noah271007 wrote: »

Thanks Elky....yes account was opened on the 4th (Thursday).... just out of interest, how long did you had to wait for the tesco card after winning your appeal?

Umm I don't remember exactly, something like 5 days or so. It was less than a week, I know that for sure.