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The Sub Prime Credit Thread - Part IV

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  • cifpower
    cifpower Posts: 6,502 Forumite
    Sounds interesting. got any more details regarding the above
    http://www.bankofcyprus.co.uk/main/main.aspx?id=20816 is the BoC account that I and a few others applied for
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    First Direct searched me yesterday. I didn't think they would search people on Sundays.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • cifpower
    cifpower Posts: 6,502 Forumite
    As they are a 24/7 business I would have been surprised if they didn't search people at the weekends
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    cifpower wrote: »
    As they are a 24/7 business I would have been surprised if they didn't search people at the weekends

    I guess I should call them this morning and see what decision they've made.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • ElkyElky wrote: »
    I guess I should call them this morning and see what decision they've made.

    How did you get on ELKY?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    How did you get on ELKY?

    Haven't had time to call them yet, just back from a driving lesson and I'm off out again in a few minutes.

    Should have time this evening. :rotfl:
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    TheEffect wrote: »
    I have no adverse. The marker was likely placed there as I've had an account with Lloyds since I was 15 and the marker had never been removed even though the account had been closed and a new one opened.

    Wow that's pretty poor. Did you ever ask them about it?

    I find it hard to believe that a bank doesn't notice when you turn 18!

    Within a week of my 18th birthday HSBC had replaced my Solo with Switch maestro CG, sent out a chequebook, and given me a £150 overdraft...

    Did you ever incur charges on the account or the like? Or ask Lloyds TSB to look into why the marker is there?
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I did ask but they didn't know and I couldn't be bothered taking it further.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    TheEffect wrote: »
    I did ask but they didn't know and I couldn't be bothered taking it further.

    Thanks for the input :beer:
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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