The Sub Prime Credit Thread - Part IV

noah271007

naijapower wrote: »

Yeah i wonder what's so special about this account...or am i missing something

Do we get free holiday to Cyprus as a thank you.......yeah right..lol

Well it can give some peeps here a decent debit card that they could not get from UK banks. It is worth a try!

Anyway about the tesco credit application i did yesterday, I called again this evening to double check and basically it is guaranteed as long i return the terms and conditions with my signature.

So you think guys i have got the credit card in the bag so to speak?? Or will they take further checks?

Anyone got Tesco Clubcard CC experiences? NID?

never-in-doubt

well done mate - told you yesterday if they told u on phone it was definite, then you've got it....

big_Daddy_Dave

how owuld one go about changing names on credit products?

if i contact every single one will i also need to tell the credit reference agencies?

or would contactin each individual company be enough?

izools

The credit reference agencies don't alter information, they merely record information provided to them by other companies...

Hence you merely need to advise the companies that you hold accounts with. Some may ask for a change of name deed / marriage / divorce certificate before proceeding.

big_Daddy_Dave

ahh i see

thanks

benoit

Don't you have to pay a monthly maintenance fee for that Cyprus account?

never-in-doubt

benoit wrote: »

Don't you have to pay a monthly maintenance fee for that Cyprus account?

LOL, thanks for that - where you see that? I missed it :rotfl::rotfl:

benoit

Can't remember exactly where it was but i was looking at there accounts before and aborted an application when i saw they charge a maintenance fee with some accounts. Notice they also ask for a passport number too? How do you get around that if you have no passport i wonder?

cifpower

There is no maintenance fee with the Cypriot account

kilasuit

Got my Cap1 Card 2day £200 limit which makes it a Trio of Sub Prime Cards having Vanquis Aqua and now Cap 1.

March Time for The Barclaycard Initial methinks