The Sub Prime Credit Thread - Part IV

never-in-doubt

Innocent_Guy wrote: »

Umm I could apply for first direct........

LOL, dont you dare! haha - see the last few pages here mate First Direct

TheEffect

No response about the credit card yet. They'll email me within 24 hours apparently.

never-in-doubt

TheEffect wrote: »

No response about the credit card yet. They'll email me within 24 hours apparently.

stop rubbing my nose in it lol :rotfl: :rotfl:

lemma1968

Got my Pin today for my Capital One Progress card. :j

I'm not expecting a high credit limit but at least its a start and i know the interest rate will drop to the high end of mainstream in about 18 months. But I will be paying it off in full each month so hopefully the high starting interest rate won't be bothering me to much.

Now, i wonder when the card will arrive :cool:

Cash_Flow

Good Evening

I see First Direct is the talk of the town .........

Well guess what,

I just applied and .......... lol only kidding:rotfl:

TheEffect

Apply. If I can get it with 58 searches and 12 months of credit history, most of you should be fine.

lemma1968

Cash_Flow wrote: »

Good Evening

I see First Direct is the talk of the town .........

Well guess what,

I just applied and .......... lol only kidding:rotfl:

You tease!

noah271007

never-in-doubt wrote: »

Well done mate - so you went straight through with flying colours :T :T

May as well do Sygma (flybe) now mate - nothing to lose and will be same day searches as well lol

I passed with flying colours eh? What makes you say that when you had super acceptance yourself, only to have a decline few days later.

Well we'll see after i signed the paperwork.

I am so tempted to apply for Flybe card now. What time does the connection to CRA's end tonight -8pm? cos i don't want it to be referred!

Cash_Flow

TheEffect wrote: »

Apply. If I can get it with 58 searches and 12 months of credit history, most of you should be fine.

Mate I already have Lloyds,Barclays and Halifax:p

I don't need another current account:D

TheEffect

I have Lloyds, Barclays, Santander, HSBC and now First Direct.