The Sub Prime Credit Thread - Part IV

sutton111

seeya23 wrote: »

i think he got £200 may go up to £400 after 4 months

http://www.capitalone.co.uk/creditcards/credit-review-explained.jsf

I'm hoping £500! But £400 would be ok!

sutton111

Zack1 wrote: »

1.4k on JDW!?!? Who the hell could spend that much!? And if you did then you'd find if you looked around you'd have got it for £600 . Who's got the biggest limit on JDW!? What does it go up to!!!:eek:

I never use my account so assume I won't get an increase, if I do I'll prob bring it back down anyway while I'm a student (because banks seem to hate us, and having high limits with £0 balances won't help!), but would be nice to get an increase for something!!

That's the limit I have! I can't quite believe how they raise limits!! However, when people get to £1400 the limits seems to stop!

sutton111

ElkyElky wrote: »

Well you've come a long way now. You have an account with almost every catalogue company in UK.

When you order your credit report, do they have to unload it from the van using a fork lift truck? I'd imagine it would be so big because of the amount of 0's being added to it every month. :rotfl:

:rotfl::rotfl:

You should look at Brian's Credit report, he has sooo many catalogue accounts!!

never-in-doubt

sutton111 wrote: »

£200, which isn't fantastic, but it's a start!

well done matey :T:T - told you that you'd been accepted 100% lol - pah to the pessimists who said it may not be guaranteed lol.... :rotfl::rotfl::rotfl:

never-in-doubt

sutton111 wrote: »

:rotfl::rotfl:

You should look at Brian's Credit report, he has sooo many catalogue accounts!!

Has he eloped with bigbum? neither seem to visit anymore mate

Zack1

sutton111 wrote: »

That's the limit I have! I can't quite believe how they raise limits!! However, when people get to £1400 the limits seems to stop!

:rotfl:Wow! I just looked at mine, because they'd have my credit agreement by now, but it's still £125 :rotfl:That's nothing compared to £1,400! Only think I'd use anywhere near (or over) £125 on electrical items, but when comparing you can get a hell of a lot better for the same/less, so unless something was in a sale I wouldn't go for it

sutton111 wrote: »

:rotfl::rotfl:

You should look at Brian's Credit report, he has sooo many catalogue accounts!!

:rotfl:

sutton111

never-in-doubt wrote: »

well done matey :T:T - told you that you'd been accepted 100% lol - pah to the pessimists who said it may not be guaranteed lol.... :rotfl::rotfl::rotfl:

Yea, I know, i was told by a few people that I wouldn't be accepted!! Well I was so i'm well chuffed after 16 months of trying!! lol :rotfl:

sutton111

never-in-doubt wrote: »

Has he eloped with bigbum? neither seem to visit anymore mate

Not too sure. I haven't seen him on here for a while. He's probably has eloped! Ther've probably gone travelling in his bus!! lol :rotfl:

sutton111

Zack1 wrote: »

:rotfl:Wow! I just looked at mine, because they'd have my credit agreement by now, but it's still £125 :rotfl:That's nothing compared to £1,400! Only think I'd use anywhere near (or over) £125 on electrical items, but when comparing you can get a hell of a lot better for the same/less, so unless something was in a sale I wouldn't go for it

:rotfl:

Have you used it? The Jacamo account, that is!!

sutton111

I did reply to you on the previous page NID!