The Sub Prime Credit Thread - Part IV

Zack1

Just been thinking, as I'm already with Natwest would it be worth getting another account with them to give me more 0's? And would they search me (yet again!) as it's a basic account?

I thought basic accounts were not supposed to be reported? But I was thinking of going for the one I've already got, it says 11-18, I am 18 so don't know how that would work, but I have 1 and a Student one already - both are reported to the CRAs along with my Natwest card - So as that's the case would it be worth opening another!? Or would the start date outweigh the benefits (although the other 2 accounts were opened in 2002 & 03

sutton111

ElkyElky wrote: »

It is an amazing phone isn't it?

Apparently, at the moment, it is the only phone that will be compatible with Windows Mobile 7.

I wonder why Vodafone stopped selling the HTC HD2? Everyone seems to love it too.

I'm more than happy with my iPhone on O2!

big_Daddy_Dave

i think HTC couldnt keep up with the demand so places just stopped stocking them

ElkyElky

sutton111 wrote: »

I wonder why Vodafone stopped selling the HTC HD2? Everyone seems to love it too.

I'm more than happy with my iPhone on O2!

Vodafone say it is because they can't get enough stock. HTC apparently can't keep up with demand but rumours are flying round that they've stopped selling because all of the problems people are having with it. But they still sell it on business plans.

There was a bad batch or something sent out to a crap load of people.. which left them with endless problems and bugs.

Cash_Flow

ElkyElky wrote: »

Vodafone say it is because they can't get enough stock. HTC apparently can't keep up with demand but rumours are flying round that they've stopped selling because all of the problems people are having with it. But they still sell it on business plans.

There was a bad batch or something sent out to a crap load of people.. which left them with endless problems and bugs.

I think they were concerned that the popularity of the HD2 would have an effect on their IPHONE sales.

ElkyElky

Cash_Flow wrote: »

I think they were concerned that the popularity of the HD2 would have an effect on their IPHONE sales.

Yeah there was that too. iPhone sucks in my opinion.

I got mines from Vodafone just before they stopped selling them and I was supposed to be £35pm but someone somewhere made an error and I'm only being charged £29pm.

Unlimited landline calls, 900 minutes to mobiles, unlimted texts and unlimited internet (subjected to a 500mb limit:mad:).

Cash_Flow

ElkyElky wrote: »

Yeah there was that too. iPhone sucks in my opinion.

I got mines from Vodafone just before they stopped selling them and I was supposed to be £35pm but someone somewhere made an error and I'm only being charged £29pm.

Unlimited landline calls, 900 minutes to mobiles, unlimted texts and unlimited internet (subjected to a 500mb limit:mad:).

Thats a great deal mate.

I think the interface ot The Iphone is great but the specs are outdated now.......:D

Until they get their act together the HD2 is the king of the castle..... IMHO

ElkyElky

Cash_Flow wrote: »

Thats a great deal mate.

I think the interface ot The Iphone is great but the specs are outdated now.......:D

Until they get their act together the HD2 is the king of the castle..... IMHO

Yeah I agree. They didn't even have MMS until the second iPhone was released, and even then, it was only available for contract customers. !!!!!! was all that about?

LOL We have our nice 5MP camera and flash with a wonderfully amazing battery life (3 days for me), while iPhone users are stuck with their 512k camera with a battery that lasts an hour. :rotfl:

I met up with a friendly last week and the first thing he said to me was "look, I got the iPhone", so I whipped out my HD2 and put his phone to shame!

seeya23

i ve htc touch hd it.s a good phone as well

never-in-doubt

Zack1 wrote: »

Just been thinking, as I'm already with Natwest would it be worth getting another account with them to give me more 0's? And would they search me (yet again!) as it's a basic account?

I thought basic accounts were not supposed to be reported? But I was thinking of going for the one I've already got, it says 11-18, I am 18 so don't know how that would work, but I have 1 and a Student one already - both are reported to the CRAs along with my Natwest card - So as that's the case would it be worth opening another!? Or would the start date outweigh the benefits (although the other 2 accounts were opened in 2002 & 03

Natwest (RBS) score applications as you go along (ive told you this recently lol)...... so you may well click that you want a key account whatever but they may well search for a full account, if successful you'll get it - if not, then they will just give you the account applied for, i.e. key account.

Certain lenders do report basic accounts, this is something I am appealing with the ICO and will take this to court if necessary. I've been on this for a few weeks now, basically a basic account offers no credit so therefore should NOT be credit scored nor should the conduct be reported, also other banks don't appreciate it as they cannot differentiate between basic and full accounts being basic accounts should not be reporting.

I reported this and RBS/Barclays to the ICO and have also issued Barclays a pack that demands an explanation as to where in their basic account it says they will report the account conduct to the CRA's - it doesn't, therefore they cannot share your data.

It is ongoing, i'm still on the case!