In a rut, need some help

PicoTTo

toontastic wrote:

Can I also just add a point. One thing annoys me with the government is if a company lays people off and they step in to help get new jobs the first thing they do is seem to get people on computer courses. Now this is fine as computers are used almost everywhere so everyone needs basic skills, the problem is when they get trained further up. I work in computers I'm a web design manager for the council. But I can tell you the number of jobs available which pay anything decent are very small you need to be a very good programmer to make decent money.

Best jobs to make cash from at the minute are of course stuff like plaster, sparky, chippy stuff like that as the country simply doesn't have enough.

Sorry just my little rant I really would check out the number of jobs in your area that you want to go into though before doing any training.

mm, how i wish i was a corgi engineer

MrsTinks

I'd tend to agree about the computer courses... do the basic courses absolutely! But unless you have a real talent for programming or such then it's not the business to get into... I should know I have been doing it for the last 6 years Left with A-level equivalents and then job hopped for a while and fell into IT. Ok I have a bit of a talent but certainly not enough to be amongst the top. So I chose management which I am good at and I'm working my way up. Oddly what I really seem to have a talent for is spotting business oppertunerties for my friends and how to maximise what they can get out of their business (small ones) - now if only they would share some fo their profits with me

PicoTTo

toontastic wrote:

What are your repayments, seriously do a SOA see if people can help.

My repayments are:-

Loan - £200 a month
Credit Card - Apx £80

Then i have other direct debits such as:-


Contact Lenses - £30.00 a month (might not be able to see soon )
Internet - £30.00 a month (just waiting to be cut off from this)


I also drink and smoke, alot less of now.

PicoTTo

tine wrote:

I'd tend to agree about the computer courses... do the basic courses absolutely! But unless you have a real talent for programming or such then it's not the business to get into... I should know I have been doing it for the last 6 years Left with A-level equivalents and then job hopped for a while and fell into IT. Ok I have a bit of a talent but certainly not enough to be amongst the top. So I chose management which I am good at and I'm working my way up. Oddly what I really seem to have a talent for is spotting business oppertunerties for my friends and how to maximise what they can get out of their business (small ones) - now if only they would share some fo their profits with me

Mmm well im kinda off the IT work idear then if the pay is as low as 2 of you say.

I certainly am not a programmer, but just have years and years of experiance on computers.

toontastic

Experience counts for alot, what have you being doing with computers ? What else do you pay out for, house, bills, tv license. List the lot and all your APRs for your cards and amounts left on them. Check this out for help on creating your SOA http://forums.moneysavingexpert.com/showthread.html?t=107280

MrsTinks

Well I run a support team and all my guys speak 2 or 3 languages and they get paid in the region of £18k once they are fully up to speed and know their stuff... not a lot in this region to be honest if you have to pay rent...

PicoTTo

toontastic wrote:

Experience counts for alot, what have you being doing with computers ? What else do you pay out for, house, bills, tv license. List the lot and all your APRs for your cards and amounts left on them. Check this out for help on creating your SOA http://forums.moneysavingexpert.com/showthread.html?t=107280

Ok mate, il look into the link later, i have to shoot out now and i will list all my debts etc as soon as i can.

I live with parents so only other real debt there is my board.

With computers i used to use Dreamweaver for keeping the company website upto date etc.

And i pretty much know Excel, word inside out, also sage accounts i used almost every day for invoicing, consilidating ledgers etc.

frak

The computer industry is not what it once was or many perceive it to be, which is the big kind of cash cow. If you want to work in computers and earn some decent money out of it then you are going to have to put some effort in and look at specialising in a certain area. It will probably take you a couple of years to get really going in your chosen area but it can all be done at your won pace and be sefl taught. However there is no substitute for experience. I've been working in computers for 13 years now and have seen how it has changed even in this short period of time. If i were you i would look at learning about databases, either design or admin or both. Within this field you would be looking to specialise in two software areas.
Oracle or Microsoft SQl
MS sql will initially be more accessible but not quite as lucrative as Oracle. There are many beginners books and courses for MS SQL but a reasonable grounding in databse theory would stand in you in good stead.
I'm being brief here but if you have any further questions just ask away.

frak

Warriorsith

You wanna inform your loan companies of your situation and get them to use your 'loan protection' payments, so help cover a month or two loan payments until your sorted. I read you want to go in to Computers as a job, you may have to get a differant job prior to that to cover normal outgoings & loan repayments, if you then have money to spare try a night class in computers at your local college to make you more profiecent at using, programming or fixing computors and see where that will get you?! (" ,)

Donedoingdebt

Warriorsith wrote:

You wanna inform your loan companies of your situation and get them to use your 'loan protection' payments, so help cover a month or two loan payments until your sorted.

You pay a lot of money for these payment protection policies, why don't you use them when you need them? You may well have to sign on to activate these policies so you will benefit 2 ways. Does it really matter what a friend may or may not think when comparing that to the stress of getting up to your neck in debt. Your debts may be at a reasonable level at the moment but this is where problems begin, robbing Peter to pay Paul etc & everything escalates out of control. Just ask some of the people on this site! You can make a choice now that could affect you for years ahead if you go the wrong way. This may sound like a rant but I'd hate to see someone get into trouble when there's an early way out of this.