Newbies' 10K in 2010 Challenge!! :)

peetzil39

Hi all,
Have updated my sig today, unfortunately had to add on the total spent on cc (o%) as using for grocery shop, fuel etc. so that cash from salary will clear overdraft. Worked out this is quicker and cheaper than continuing to pay £1 per day for being overdrawn :mad: still a bit gutted tho as seeing that total rising makes me feel sad. Hopefully, I will be able to clear the remaining overdraft with this months salary, so by the end of Feb things should be looking up (ever the optimist :rolleyes:)
Take care everyone
Peetzil x

Snowdonlily

Only 5 days to go to payday.................then I can update my signature......(who'd have believed I'd be excited about paying bills!!!!!)

sallymander

Evening all,

been on a course all this week so not had chance to make much extra money and i've really missed this thread. Oh well only another 3 weeks of it left. I've made my monthly DD to my loan and 0%CC so i'm going to add those to my sig now.

Shadydaz its great to see the totals like that thank you soooooo much :T and well done to everyone :ji can't wait 'til the end of the month now to add my final total. :rotfl:

Sally x

tlc123_2

Hi all

I feel very chirpy today.

I sold my car woo woo!!! £4,000! So the plan is, pay of Barclays loan (about £1,500 left), pay off interest free laptop (about £300) left. That alone frees up £190 per month! Then I'm going to take £500 so me and the fiancee have each got some spending money for our hen and stag dos without having to take it out of the joint account.

Then buy another car for about £1500 and see what's left. I will be naughty and keep a little for me as I've just lost a stone so could do with some jeans that fit!

Will update my sig as soon as I've got the cash from the buyer which should be Mon or Tues and will then go through my bank statement and work out what I've paid off by my normal payments.

Its a positive day!!! I'm feeling better today and should be back to work on Mon, but all this excitement has taken it out of me so Im off to bed!

Nite guys

T xx

Liz41_2

Hi,
Could I join this challenge too? New to this, will need to update my signature with all my debts over the next few days. Think this challenge will help me stay focused.
Liz.

banwa

peetzil39 wrote: »

Hi all,
Have updated my sig today, unfortunately had to add on the total spent on cc (o%) as using for grocery shop, fuel etc. so that cash from salary will clear overdraft. Worked out this is quicker and cheaper than continuing to pay £1 per day for being overdrawn :mad: still a bit gutted tho as seeing that total rising makes me feel sad. Hopefully, I will be able to clear the remaining overdraft with this months salary, so by the end of Feb things should be looking up (ever the optimist :rolleyes:)
Take care everyone
Peetzil x

Peetzil, I'm going to be doing the same thing - using the credit card for spends to bring down my overdraft. Normally I would be scared in case I spent on the credit card but kept the overdraft too, but this time I will be in control and it will bring the charges down.

I'm wondering if the best motivator for me would be just to have the overall figure in my sig, the breakdown will be depressing because the credit card will just go up and up.

Anyway, am going to check exactly how much I have paid, sorry I haven't posted this before, this is my first challenge and I didn't know how it worked.

How exciting - £30,000 collectively

banwa

Signature updated; I have worked out this month so far we have paid £720! I'm going to see if we can make this £1000 before the end of the month.

£10k in 2010 Member 115:
£720 / £10000 7%

loumac

Afternoon all,

So exciting to keep reading peoples progress! shadydaz thanks for keeping track, it really motivates me to think I'm contributing to those fabulous totals.

Nothing new to report from me but I do keep reading what you're all up to!

tlc123 sounds like you've got a plan, well done and good luck in sorting the stag and hen dos! I got married in October and wish I'd rediscovered MSE before and not after the wedding.

Payday for me isn't until 25th so lots will happen then hopefully.

xx

jojitsui

Had a really crappy weekend
Went to see a house and it was such a let down... so will be staying with the folks for a bit longer Things not good with the OH and have hurt my arms and head
Still nothing paid but I have made £20 off ebay sales and my auctions are still running up until 8. So fingers crossed somethig will go well

I have decided to use my over draft to pay off some of my credit card as I pay £13 a month for it and don't use it!! (can't chnage it yet because we are looking at morgages )

dizzybee

Not been on for a while has been working nights but still chipping away at the debts i have manged to pay my first £1000 of f the money owed my rent is know clear so onto the loan.
Thank you to you all for the motivation that you give.free listing day on e bay today so off to list a load of stuff.
good luck everyone.