Newbies' 10K in 2010 Challenge!! :)

emmie

Can I join too?

Emsky*

Hi Can I join please?? I only just earn over the £10000 mark, but would love too have a go!"

lamarsi

got to wait until the 20th before i can pay any more pah.

loumac

emmie, emsky and retailtherapy - welcome to the gang and good luck! shadydaz will no doubt add you to the list when he's on next!

lookingtothefuture - massive congratulations! :T Hope she's not keeping you up too much.

Only an additional £33 to add for me at the minute as like most I'm now waiting for payday. Made some sales on ebay but have had a complaint today (sniff!) so just waiting to check I don't have to refund before I count it.

We've been working hard on weekly shopping so I think overdraft is coming down too which is progress.

Home again today, got to school before they decided to close so did some work and now going to look at finances again. Tee hee. Like it'll make a difference!

peetzil39

Hi everyone,
Back from my spa break, feelin all relaxed, and best bit not one penny spent!!! Received a cheque for £13 from Fonebank for non working mobile, so am adding that to my total - away to update sig PS - Hello all new joiners!!!

tlc123_2

Hi all

Good news, Mia didn't need an op she's just stretched the stitches playing with the other dog! Shes on strict bed rest - but thats easier said than done with two staffords!

My mystery shopping assingment has all gone through so I've got £35 coming on the 25th to add in. I can't wait to the end of the month so I can tot up my normal payments too!

hope everyone's ok

T xx

emmie

Thanks for letting me join :j

I have never joined a challenge before, now what do I do???

tlc123_2

This is my first as well, emmie.

all you do is keep track of how much you're saving/paying off your debt.

Some people are earning extra and putting it in a separate pot/account, some are counting their normal payments as well and either are or aren't deducting their interest.

me, for example, i have any extra money going into a separate account from mystery shopping and my helen e make up parties. At the end of the month I'll tot up how much ive paid towards each loan and take off the interest to know exactly what I've paid off. Then for things like the two months with no council tax i'll include that but wont take it out, as if I dont spend it, itll come off my o/d. Does that make sense?

Youll find your own way, just update your sigature so we can all see how well youre doing
xx

webitha

hello everyone sorry not been here for 3 days (omg i was shaking no puter) :D
but HIM broke it and he just bought me a new computer :j:j
firstly CONGRATS TO THE LITTLE ONE and god help you when she hits 4, the 2s are a doddle :rotfl:

well i call BG and they dont give refunds until it gets to £200, and i was at £191.73 :eek:
i still got £30 in coin to bank and £20 in cheque, soooo i got my £250 for this month anything from now on is a bonus

shadydaz

116. KrazyKel
117. retailtherapycathy
118. emmie
119. Emsky*

All added, welcome to the challenge.