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Newbies' 10K in 2010 Challenge!! :)

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  • willsmum_2
    willsmum_2 Posts: 87 Forumite
    Good morning All!

    Another £140 for me this week meaning I am getting ever so close to the 3k mark!!! Can't wait.

    It is nice to see this thread is gathering momentum again and as always, the totals are so amazing and so inspiring!

    Well done everyone!

    WM x x
    LBM: 10/07/08 Debt @ Highest (est.) £24,100:eek:
    Debt @ 31/03/2010 = £14,462.56 :)
    Personal Challenge 2010 No. 2 = £14,000 total debt @ 30/04/10 :think:
    £10k in 2010 No.20 £2,862.70 / £10,000 (28%) :T
  • PrincessLou
    PrincessLou Posts: 503 Forumite
    Hi Lou, I only joined a couple a couple of weeks ago & people have joined since too, so you won't be the only one playing catch up :D
    Scoobyx

    Thanks Scooby - glad i'm not the only one. It's nice to know that other people have just started the challenge too so i don't feel as if i'm playing catch-up quite so much.

    To everyone taking part in the challenge, just to get some ideas, where does your money for the 10K challenge come from? Is it from your normal work pay each month or is it from doing extra things like taking on extra work or doing a bit of ebaying etc?
    Mortgage - £105,500
  • claire123c
    claire123c Posts: 89 Forumite

    Claire Im definitely going to use your idea of mini-challenges, thanks hun :A. I go on holiday at the end of april for a few days and my aim is to raise at least £150 but hopefully £200 in spending money, I already have £30 winding its way from paypal so only £170 left! :(

    Glad this thread is picking up a bit more now cos Its my favourite and the most motivational :D

    Sally x


    Np problem;) I always use a mini challenge if only for the fact that it encourages me to list things on ebay when I'm aiming for a figure!

    A holiday is a great target- a couple of years ago I paid for a week abroad and some of my spending money with ebay takings. Are you going anywhere nice?


    I MUST start listing again!
  • skaps
    skaps Posts: 2,255 Forumite
    Know i only updated last week but im so excited as im 91% the way there towards wedding savings. So total for savings and debt paid is now £5950.71 which is 59%
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • sallymander
    sallymander Posts: 278 Forumite
    Debt-free and Proud!
    Wow dentonemma thats a huge achievement already, well done you :T and welcome along t4mof you're going great guns too!

    peetzil your poor ratty, but a beagle puppy sounds so cute!

    im hoping to get just the spending money as my OH has paid for the holiday :D were going to a cottage in the south of France for a week with some friends, we're staying with friends ex step mom so all we have to pay for is flights, car hire and food, so its going to be a proper MSE holiday! :rotfl:

    Sally x
    Official DFW Nerd Club No. 1150 - Long Haul Supporters Club No 186 - Debt free 26.5.17
    Proud to have dealt with my debts
  • Nottoobadyet
    Nottoobadyet Posts: 1,754 Forumite
    Debt-free and Proud!
    Well done all!

    The spreadsheet gods have let me know I could move up my DF date by a month if I added another £126 to this month, so I've gone and done that, rest of the month be darned! :)

    totals updated! over the 4 k mark
    Whee totals updated!
    Mortgage free by 30:eek:: £28,000/£100,000
    :DDebt free as of 1 October, 2010:D
    Taking my frugal life on the road!
  • t4mof
    t4mof Posts: 265 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    To everyone taking part in the challenge, just to get some ideas, where does your money for the 10K challenge come from? Is it from your normal work pay each month or is it from doing extra things like taking on extra work or doing a bit of ebaying etc?

    Mine comes from mine and OH's salaries - depressing really when you see how much I'm paying out per month! :eek:

    Just desperate to get rid of it all so throwing everything I can at the debt.
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60
    2025 MFW #36
  • Snowdonlily
    Snowdonlily Posts: 429 Forumite
    To everyone taking part in the challenge, just to get some ideas, where does your money for the 10K challenge come from? Is it from your normal work pay each month or is it from doing extra things like taking on extra work or doing a bit of ebaying etc?

    My money comes from my wages each month. I pay whatever I can straightaway at payday then I ebay the stuff I've decluttered from my wardrobe to keep me going till next payday. I also do a bit of freelance work for my old bosses, which doesn't pay much, but brings in about £160 every three months. Every penny counts.....its a slow process, but I'll get there :)
    Total debt at LBM £26k+
    Total debt now £16,494.40
    Tesco CC 11/2/11 Total - £1,387.20 - Now £0
  • Morning All

    I haven't posted on this thread for a long time. Things were going fairly well with aim of saving £10k this year, but along comes a spanner in the works - OH's car sounds and drives terrible. As its over 10 years old and after a lot of discussion we have decided to opt for one of the cheapest small NEW cars :eek:. Have put deposit on a Fiat Panda which is on offer at £6,995 for next model up from basic model and traded in our old banger for £700. so £6300 for a new car with 3 years warrantee, servicing, no MOTs for 3 years, 1 year's AA breakdown cover and best of all its really fuel efficient and only £35 tax/year:j.
    SORRY for boring you all with car details. Financing it with 0% credit card.
    So - the £10k will obviously be near on impossible to get anywhere near.

    BUT please can I stay on as I'd still love to try hardest to see how much we can save.

    On this note, does anyone have any ideas for a 9 year old boy's party. DS1 is 9 in 2 weeks time and I suggested a swim party with a few friends and home cinema after - as swimming for kids is free) but he wants to go to a theme park or tobogganing, which is obviously a LOT more expensive.

    Also DS3's birthday next week, he'll be 3. He has so many toys handed down from his brothers, I'm in 2 minds whether he needs anything at all.
    I don't want to be mean, but our house is brimming with toddler toys.

    All suggestions really gratefully received.

    always an inspiration to read all your lovely posts and see how determined and hardworking everyone is.

    :)
    Jan GC £267.47/280, Fuel:£40.60/£40; Cafes: £28.35!!/£20, NSD: ?/20
    Walk /10miles/week,
    LBM £14,000 :eek: 01/02/18. Loan: £14960.40/4 years

    Emergency: / £1000, Vouchers: One4All £20, HairSalon £50, Caffe Nero £15.62, Pizza Express £90, Other Restaurant £60. DS1 owes camera/car ins.£800.
  • skaps
    skaps Posts: 2,255 Forumite
    One of my friends borrowed equipment from the school she works in and got the school coach to do some football and games with them.
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
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