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Chops Chipping the credit card debt!!

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  • chops22
    chops22 Posts: 650 Forumite
    Paid £50 off tesco today.

    Also have another £60 extra to pay off mbna ready, but am going to keep this in my savings as I might need it for car MOT. The emergency fund is building up, but sill not a lot in it.

    Had to get a birthday present today, but it was in the sale for £3.

    Won 60p on Scatch cards :)
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Just had a roast chicken dinner, followed by HM rice pudding;):D It was lovely!!!

    I am following slimming world, so it was mainly free food, just a few sins for the gravy and I am all full now:D

    Also made some oat cookie things, as running low on pack up stuff for tomorrow.

    Another £135 has gone towards a CC today. So getting there slowly.
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Chops, sounds like you're doing well making payments and good that you're building an emergency fund too. That's on my very long "To Do" list too....

    As for slimming - it's becoming the bane of my life! We are all obsessed at work with Nutracheck and I'm doing a 5 days free trial. We're forever saying things like "How many grams do y'reckon is in a clove of garlic?" etc....Needs must.

    I have 73 calories left today - just off to check what sugary morsel that will buy me ;)
  • chops22
    chops22 Posts: 650 Forumite
    Ohh I am off to google Nutracheck...good luck in the sugar search!!

    I am trying really hard to pretend that I don't really want cheese and crackers!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    i SPENT £15 TODAY..on stuff for me and lunch. It comes out of my money...and I still have enough for the month, but I am regretting it now:mad:

    On a positive I have almost paid £2k off...so if I can sell the runner and a spare bed I should clear the 2k this month.

    The freezer and cupboards are full still and arrived home from work to dinner all cooked by gorgeous mr chops! :j:j

    Yay for the weekend!!:beer:
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Whoooo! £2k - that's great :T Don't beat yourself up over the money spent today, sometimes it can't be avoided.

    Did you find that website? It's here https://www.nutracheck.co.uk I'm addicted - I've still got 203 calories left for today :j :D
  • chops22
    chops22 Posts: 650 Forumite
    Ha yes...it is a fab site..had a quiet afternoon at work so had a quick look. Its interesting to see how many calories you actually need a day. Just been on your diary...well done on your run!!

    I had a lovely day today, so supose the money was worth it, I know I wont be going out or spending for the rest of the month so not too bad.
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Well its been a bit of a high spend week really. However OH is back at work on monday, so for the next few weeks I can't see anything much going on.

    * I am officially off the alcohol now till the end of Feb, and I am
    going to loose a stone by March. (I know I keep setting these goals!)

    * I am going to cook one different meal each week (can you tell I have
    been watching come dine with me!!)

    * I am going to look that good for my holidays in August!!:j:j (I want
    to be tonned and slim!!!) ...need a sucking cheeks in smiley here!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Happy Monday morning!!

    I feel shocking, I can never seem to sleep on a sunday night...so it will be an early night for me!!

    Today I need to have a quick tidy, hoover and dust and then mop the floors.

    Drop DS2 of at school. and then nip to the shop, collect Hubbys birhday present and get some fruit and veg.

    Dinner tonight is Jacket pots, with cheese and beans. So going to get them washed and ready in a minute.

    Aim this week is to do 30 mins on either the bike, runner or wii at least 4 times.
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • Well done on the overpayments. Its all good!

    I am going on the healthy eating route rather than diet as I don't needto diet but I do need to increase my fruit and veg intake as at the mo, my fruit intake consists of Fruit and Nut bars!!
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
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