Chops Chipping the credit card debt!!

chops22

Just read Martins email, and think I really need to have a good look into sorting my mortgage out.

Our fixed deal ended a few mnths ago, and we have been enjoying the lower payments, however If things are starting to change, think I need to get on a better deal.

Wondering if its worth going intrest only for a while to try and clear one of the credit cards totally.......and the really over pay the morgage when have more free cash??? I really don't know need to talk to the other haff I suppose.


The only problem is that we have our house up for sale, so need the morgage to be portable I suppose.

I am not even sure I am that bothered about moving anymore, I would rather try and get some debt paid off if I am honest.

Nothing much planned for me today, just got to ice some cakes with little DS.....he was not impressed that I made them without him last night!!

I owe the exersize spreadsheet 30 mins....so will slot that in today.

Bank looks ok, in credit, and there is enough to cover the bills for this month without going over drawn.

We (Well he) gets paid again in two weeks...so looking forward to seeing what his new monthly amount is.

chops22

I have turned down drinks tomorrow night with the girls...so I have paid the £20 I would have spent off a credit card.

:j:j I can't beleive how happy I am to be staying in!!

I am also going to take my lunch tomorrow to work, this will be really hard as we always go out on a friday lunch. If I resist temptation tho, I shall pay the money of another card.

Still got a few jobs to finish today:

Unload dishwasher
Clean bathroom
packups to make
make pasta for tea
half and hour on bike and half an hour on runner.

chops22

Ohh just realised today has been another NSD:j:j:j
as I wont be going anywhere now tonight!!

macgirl

chops22 wrote: »

:j:j I can't beleive how happy I am to be staying in!!

:rotfl::rotfl::rotfl:

As, usual, I'm Loving your focus Chops! :T
You've reminded me to ring my mortgage co, I need to check our new deal is official, thanks for the reminder

chops22

My kitchen floor is cleaner than the queens!!!!!.........we ended up having soup for dinner, nobody (well me!) fancied pasta.

Little DS loved it, and managed to get a fair bit on the floor???

So the kitchen got a second mop of the day......gosh how dull is my life!!!!

Have rewarded my domestic godessness :Awith a long pamper in the bath, so I am all coco butter and clean shiny hair now.

Off to watch Glee now...loving it:o

chops22

Oh I am sooooo cross!!!!

My nasty hubby has deleted Glee from the sky plus thingy!!

I am going to have to watch it on the pc...not the same at all!

I might Google if this would equate to a defence of provocation if I murder him with the remote control tomorrow!!!!!!!!!!

chops22

Spent £2 on work collection...nothing else really going on today.

20p on scrathcards, nothing has left or entered the bank accounts!!!!

Happy friday everyone!!!

chops22

I need to find £51.48..............to get to the £2k mark!!

Off to see if I can skim anything from anywhere!!

macgirl

Hey Chops :hello:
Can't you sell something? I'd recommend Amazon, only because you don't have to go through the palava of photographing etc.....might be worth a punt?!
I haven't seen Glee yet, but my DD loves it - isn't it like High School Musical - the grown-up years?!
Have a good weekend x

chops22

Hmm I might sell Hubby if his control over sky plus continues!! He is fairly handsom and can be quite charming!!

Glee is less sugar coated than HSM...IE the kids are mean!

I have had a look and have some DVD'S , and some books.
I have £122 on cashbak that should be payable at the end of Jan.....but its a bit hit and miss.


Got to go clean the bathroom in a bit, the rest of the house is all done.

I am then going to check my freezer and cupboards and do a meal plan for the next two weeks till pay day. As I still have loads in and don't want to buy anything unless I have to.