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Chops Chipping the credit card debt!!

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  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    glad you feel better my lovely, and shopping seems to have that effect doesn't it, but if you had a good time and it was budgeted for, it can only be a good thing. x
  • I always hang on to the receipts and keep it with the item so I can take it back easily!
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
  • chops22
    chops22 Posts: 650 Forumite
    Yes GG i have put the receips in the bags...think one top is most definately going back...and also a dress unless i loose half a stone!

    I had a really good idea last night tho, I have loads and loads of tesco vouchers, and we were going to use them on hotels, as they are running out. But this would still cost us in the end with spending money and travel.

    So even tho I know you don't get as much using them in store, I thought I might as well use thm for something we wanted or needed rather than on a weekend break for the sake of it:confused:.

    So I am going to use the ones that are almost running out on Hubby's birthday present....so in effect it will be free!! (I have loads of vouchers!!).

    I can't beleive I never thought off this before, think its because I always thought ohhh noooo they are worth 4 x as much else where.:D

    Noting much on the banking , need to look at Hubbys payslip to try and work out what his new monthly wage will be.

    Hoping my payslip is given out today.

    Right off to make the packed lunches....and finish getting ready!!

    Happy friday!!!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy Friday to you too Chops. Hope you're feeling better today and your run sorted you out ;)
    You've just reminded me about our Nectar vouchers, we've got about £90 worth :T:T:T, so I'll have to forge a cunning plan to spend them!

    Have a good day x
  • chops22
    chops22 Posts: 650 Forumite
    Yay to vouchers!!! :j:j:j

    I feel ill this morning, met up with the girls and had wine and chinese......errrrr only positive is it cost me £5 for food, wine was from the rack left over from xmas.

    Have to clean up as MIL is sitting tonight!! Its a work doo, all free so MSE wise good....at the moment tho the thought of going is making me feel even worse!_pale__pale__pale__pale_

    That will teach me!!

    On a plus did not spend anything at work yesterday!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Great night last night, all the uniforms were done the other day, so just got to survive a kids party then the rest of the day can be lazy!

    Mum has invited us round for dinner (yummy love mums!!)

    Then this week I have a huge list of jobs and have a few things to list in the local paper.

    Need to find some extra pennies!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    2 nights out on the trot - luck you!
    Glad you had a good time. I'm with you on the extra pennies. I'm currently scouring the streets with eyes peeled :o 8 days to payday and counting......

    Have a good week x
  • chops22
    chops22 Posts: 650 Forumite
    edited 18 January 2010 at 11:00AM
    So tired, staying in until March now!!

    Thankfully house is clean and tidy due to emergency MIL clean on sataurday.

    So today I shall meal plan and do a bit off washing and then just photograph a few bits to ebay.

    The healthy eating proper begins today..I also need to weigh myself but am putting that off!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ooooh chops hun sounds like you've had one hell of a weekend, lucky you.

    I weighed myself today and wished I hadn't!!

    I'm with you on the healthy eating front, you'll have to keep me going.

    x
  • chops22
    chops22 Posts: 650 Forumite
    You are a braver girl than me!!

    I have just been readng your diary, so exciting!!

    We can do it together...although yours is a far more important reason Missy x
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
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