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Chops Chipping the credit card debt!!

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Comments

  • chops22
    chops22 Posts: 650 Forumite
    Ha yes Show Me The Money!!!!! (and please let there be lots!!)

    I am a geek , used to be fairly cool (once)....think I have been abducted by aliens!! As I am sat laughing at the Hairy bikers, never watched them before and its making me hungry!!

    I need to go to bed before I raid the fridge! :EasterBun this was the nearest thing I could find to a fat smiley!!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    i love the hairy bikers... what i wouldnt give to go to bed at 9pm... OH would kill me!
  • chops22
    chops22 Posts: 650 Forumite
    Mine is at work now...so its my remote and my bed!! Hurrah!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    soooo jealous, OH thinks im studying...
  • chops22
    chops22 Posts: 650 Forumite
    Lol....you are naughty!!

    I am off to slather my trotters in cream and dry my hair.

    Night x
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    nights hun x
  • chops22
    chops22 Posts: 650 Forumite
    Well today has been an absolute nightmare!!!:confused:

    Work was pants!! Everything that could go wrong did, came home and Hubby has been in a right grumpy mood...so left him to sort tea (I had made it yesterday in readiness) and went in the bath for an hour with my book (No wine, mores the pity!!):mad:

    I am also annoyed that Hubby keeps using his switch card, despite having cash on him. It is driving me mad, and I have been a misery all evening (hormonal moo!! That I am), but I am working so hard to get the cards paid, and it is so frustrating!!:mad:

    Have transferred my overdraft to my lovely pink virgin card that arrived today. The fee is the same as three months interest I am paying the bank, and as I am going to actually be paying the amount off each month and my bank account will be in the black I feel more in control.

    Ahh anyway...enough misery from me. Have updated spreadsheet with Hubby wages, and also the minimums for the two smallest credit cards, paid the mammoth shopping bill that I bunged on the Tesco credit card this week. So getting there.:D

    I now have just £51.87 for food for the next 4 weeks. This should be really easy though as I know I won’t need to buy anything apart from fresh fruit and milk, and maybe the odd loaf of bread.

    Right I am off in search of a large glass of wine.....to cheer my face up!!:D
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    I have done my banking and moved my money to the correct accounts today.

    Food: £148.16/200 .....remaining £51.84
    Other: £0/£120.00
    Me : £100

    So at least I know where I m at!

    Have cleaned the kitchen and swept all the foors.

    Need to mop, but my lovely steam mop is not working, and I no longer have a normal one. Will leave a note for OH to take a look at it later.

    I am going to town today, DS2 needs some tops and also I need to get a few presents for birthdays coming up.

    Feel really tired, I am tired at seven each night, but then seam to perk up, and then at eleven can't sleep. So tonight I am off on the treadmill for an hour and then bath and bed.

    Scratch cards 10p and 25p, topcashback I have £109 confirmed, and due to payout in a few weeks....watching it like a hawk!!

    I am thinking of down grading my bank account, pay £12.90 month for it, and think I only use it for the travel insurance.

    Right off to sort DS2 out for schol and put some makeup on, so I don't look so pale!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey chops, you sound like I feel at the moment, I have been super hormonal and have had a face on for days, poor OH, but he does annoy me sometimes... but then maybe that's because I am easily annoyed.......

    I have the same thing when trying to sleep but I have found going on the cross trainer has really helped.

    x
  • chops22
    chops22 Posts: 650 Forumite
    Thanks lovely, I know mine is hormonal but its also fueled by frustration.
    Hope you had a better day too Missy x


    I am feeling lots better, and I think it is because I have bee shopping!!:eek:
    Got DS2 some new school trousers, three long sleeved tops and a jumper all for £17.50 in the sales. He has needed some for a while, but thought he might get more clothes of family for xmas...he didn't.

    I also bought a few bits, some I shall be taking back tho I think, but I enjoyed it and its out of my budgeted spending money, so its ok.

    Feeling really sleepy, so off to sort the kids and then do half and hour on runner then will be off to bed!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
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