PPI - already claimed on insurance

di3004

sharon666 wrote: »

phoned the fos today, 24/11/09 because they give the lloyds 14 days to respond, but over that now, the fos says do i want them to look at our details, any one know what this means, and will it take long, please post if anyone out there knows what happens now, replys welcome, so waiting now, update if and when
sharon666:question::embarasse

Hi Sharon
This sounds pretty much like the normal procedures.

So what they are saying is Lloyds have not responded?
I assume then they will continue to look at your case from here, just let them know yes to continue, then what normally happens is if the bank ignores the adjudicators decision, they normally pass this on to the ombudsman himself.
Normally the ombudsman goes along with the adjudicators decision, so the bank must comply to the ombudman and his decision.

Do not worry, all will be fine, however I would double check to ease your mind by giving them a quick phone call.;)

sharon666

Hi di

yes told them to go ahead with it, so this is now what they do as the lloyds have not responded, they look at my case and adjudicate,?then they tell the bank what they then want done about the ppi? Hope i can get some back, let you know, hope you'r ok, post soonxxxxx
sharon666

di3004

sharon666 wrote: »

Hi di

yes told them to go ahead with it, so this is now what they do as the lloyds have not responded, they look at my case and adjudicate,?then they tell the bank what they then want done about the ppi? Hope i can get some back, let you know, hope you'r ok, post soonxxxxx
sharon666

Hi Sharon
Hope your well, not too bad thank you.;)

Do not worry about this hun, you will be fine, this happened to my hubby as well, and so far its looking good, this is about lloyds as well.
I'm sure it will all go your way.:beer:
Look forward to hearing from you, good luck.

Di
xx

sharon666

hi di

yes well thanks, bad day , banks winning on overdrafts
25 november 2009,
any new news? Please post if you have
sharon666

di3004

sharon666 wrote: »

hi di

yes well thanks, bad day , banks winning on overdrafts
25 november 2009,
any new news? Please post if you have
sharon666

Hi Sharon.

Yes its such bad news that isn't it?:eek:

However the good news I have today is that my hubby received his final decision from the ombudsman through the post this morning, in regards of lloyds tsb credit card ppi 2001, and its all in his favour, hubby have already signed and accepted and sent the form back, the ombudsman should receive this back tomorrow.:beer:

And the other news is that the financial compensation scheme (FSCS) have sent out a cheque payment today in regards of a company that dissolved over a year ago, again mis selling of PPI........:T:T.

And another letter from the adjudicator (FOS) in regards of another complaint against Lloyds they are still looking into it and we should hopefully hear something soon, fingers crossed.:beer:.

Hope this news helps hun, better news than those of the outcome of the charges......

sharon666

HI DI

GREAT NEWS! I AM SO SO HAPPY FOR YOU I REALLY AM, YOU HAVE GIVEN LOTS ON HERE SUPPORT, SO I AM GLAD YOU HAVE HAD GOOD LUCK,XX, TELL YOUR HUBBY, DON'T BANK THE CHEQUES WITH THE LLOYDS, AND GET A BIG GLASS OF SOMETHING NICE TO DRINK, AND TOAST, MAKE A BIG BONFIRE AND BURN ALL THE PAPERWORK, END OF, WELL THIS IS WHAT I WOULD DO, IF AND WHEN, THIS HAS MADE MY DAY, WELL DONE!:beer::j:j:j:T:T:T:T:T:T:rotfl::j:j:j:j:j:j:j:j:j:j:j:j:T:T:T:T:T
SHARON666

di3004

Thank you so much Sharon, and hubby says thank you as well.:beer::beer::j:j
Lol, that is a fab idea that great thinking hunni :rotfl::rotfl::T:T:T, and we will do thank you so much again and wishing you luck as well, can't wait for you to post up about your success.:beer::beer::beer:
Di
XXXXXXX

di3004

sharon666 wrote: »

HI DI
Hi Sharon, hope your well, not too bad thank you.;)

GOT A LETTER TODAY FROM THE FOS, IT READS

THANK YOU FOR CONTACTING US ABOUT THIS COMPLAINT, WE WILL NOW ASK LLOYDS TSB FURTHER INFORMATION ABOUT THE CASE, THEN AS SOON AS WE ARE ABLE TO DO SO WE WILL PASS THE COMPLAINT TO ONE OF OUR ADJUDICATORS. THE ENCLOSED INFORMATION EXPLAINS IN MORE DETAIL, BECAUSE WE ARE DEALING WITH LARGE NUMBERS OF COMPLAINTS, I AM SORRY IT WILL BE A WHILE, THIS IS THE JUST OF THE LETTER, IS IT ANYTHING LIKE ANYONE OUT THERE, OR DI, YOU YOURSELF, HAS HAD, ANY INFORMATION OR HELP, I WOULD APPRECIATE IT BEING POSTED, I HOPE ALL IS WELL, WITH YOURSELF AND YOUR FAMILY, I WILL POST IN WITH YOU AND THE OTHERS, HAS I CAN SEE YOU HAVE A NEW TALK FORUM, WHERE YOU CAN LEAVE POSTS, WELL DONE! I'M HERE IN MERTHYR TYDFIL, AND WHEN I CAN I WILL DROP A LINE OR TWO, I HAVE HAD THREE MORE NEGITIVE LETTERS FROM THE LLOYDS BANK, BUT!!!!!!!, I MUST REPORT THEY HAVE GIVEN ME SOME CASH BACK!!!!!!!!YES YES!!!
Yes this is like the letters we receive back from the FOS, I would like to say though if your in any hardship is to let them know and ask if they could please consider fast tracking for you.
I also live in Wales.......:j:j, I have family all over the Welsh valleys as well, such as Rhonnda, Ferndale, also Old Tredegar, Ebbw Vale and so on.

Yes please come along to chat on the chat forum anytime, your very welcome.:A

A BIG FAT!!!!!!!!!!£8.00 ? I ASKED FOR 11200.00 BACK CHARGES BUT, THEY SAY, THEY CAN ONLY SEE THAT A REFUND OF £8.00 COULD BE DUE TO US, ONCE AGAIN THEY SAY IN THE LETTER TO WRITE BACK IF I AM NOT HAPPY, I HAVE WAITED 8 MONTHS FOR THIS REPLY, PHONING AND PHONING, I GIVE UP:mad: THEY ARE GOING TO CLOSE OUR ACCOUNT NOW, AFTER BEING WITH THEM 21 YEARS, ALL THAT HAS HAPPENED IS MY HUSBAND LOST HIS JOB AND HE IS IN A DIFFERENT LOWER PAID JOB AND IS PAYING WHAT HE CAN, SO NOW I HAVE TRIED NOW FOR 4 YEARS TO GET OUT OF COLLECTIONS AT THE BANK, BUT NOW I DO NOT KNOW WHAT HAPPENS WHEN THE BANK CLOSES THE ACCOUNTS, LIKE THE OVERDRAFT, AND THE LOAN, BECAUSE WE CAN NOT PAY IT BANK IN ONE GO? ANYONE OUT THERE HAD THIS HAPPEN, PLEASE POST, I APPRECIATE THE SUPPORT
SHARON666

This is Lloyds all over........:mad:, I have now opened a bank elsewhere away from these, they have not helped at all and do actually have a complaint that is being dealt with by the FOS as well, this is also in regards of the way we have been treated.
Like any complaint, think its best for the FOS to deal with them personally, keep at them Sharon you will get there.:beer:

Di
Xxx

sharon666

Hi di

i hope i am posting and replying the write way on here, hope you will let me know, hows its done
sharon666xx

di3004

sharon666 wrote: »

Hi di

i hope i am posting and replying the write way on here, hope you will let me know, hows its done
sharon666xx

Hi Sharon, your doing fine.;)
There is no right or wrong way so not to worry.
However, if you want to quote on someones post as I have done in my above last post, just click on the quote button of whom that person you want to reply to.
Hope this helps.:D;)

Di
Xx