What has been the best tip you have picked up this year?

true27

Splitting any spare money at the end of the month between three pots - 1 to throw at the debts, 2 to save for a rainy day and 3 for a family treat. Using this method we were able to get married last week :j!!

Oh, and don't let the debts get you down!!

Steel_2

Meal planning
Shopping with a list and sticking to it
Banning take aways
Not window shopping - only ever go to town for flying visits to the bank or library, nothing else.
Taking our own food and drinks when we go out

Insomniac666

getting on here for a bit of advice before panic sets in!

shazzle

Mine is
Double or triple whoopsy products, Stardrops, Oldstylers (ROCK\m/.. love the inspiration), turning things off (this quater gas and electric bill £102.71 CHECK IT OUT!!!!!) slow cooker revelations... i have 2 now and bulk cook.., the how save..pennies, gas n leccy etc threads. Bootsters, couponers,and Thrifyladys recipies
ABOVE ALL
generally being in AWE of how many wonderful, caring, sharing, thoughtful, clever people contribute to ALL forums and the warmth I feel belonging to a society that restores my faith in human nature..Oh and Martin for the thought spark and showing me here...
(Wow went on then didnt I!!) LOL
KEEP THE FAITH FORUMITES x x x x

nekosuki

Jacks_xxx wrote: »

Mine is short and sweet:

If you want things to change - make changes.

That reminds me of someone at work's email footer - "We cannot become what we want to be by being what we have become".

Bit of a tongue twister, huh!:rotfl:

My biggest tip is: "always do the right thing, even when no-one's looking".

And keep a simple spreadsheet showing your income and outgoing and daily closing bank balance. 1st tip on keeping tabs on your hard earned £££ - know where it's going!!

Jacks_xxx

nekosuki wrote: »

That reminds me of someone at work's email footer - "We cannot become what we want to be by being what we have become".

Bit of a tongue twister, huh!:rotfl:

My biggest tip is: "always do the right thing, even when no-one's looking".

And keep a simple spreadsheet showing your income and outgoing and daily closing bank balance. 1st tip on keeping tabs on your hard earned £££ - know where it's going!!

I like it!

TotalDespair

Mine was simply finding this and the BR site and the Old Style forum and my trusty notepad for writing down the tips and advice and putting them all into action, my life changed and yes I mean changed for the better, thanks :money: and all the contributors, where there was dark there is now light and boy is it brilliant in my new world of money awareness....keep up the good work everyone...

Lexie xxxbrr its cold here wheres my "new"ish charity shop fleece, saves turning on the heating till later:T:rotfl::rotfl::D:D:D:p thats another few pence saved :A:A

Algorfa45

Congratulations True 27 on getting wed
I daily check my bank online makes me not want to spend see the monie going in hate the bills coming out but like the bit in the middle

natsing

my best tip- snowballing debts, I don't think I would have thought about it without the site, just tried to pay them off all at once, very slowly and paid far too much in interest!

Snowmoredebt

Using freecycle, our 9 month old little lady has been kitted out via freecycle clothes, cot, toys all good clean stuff we have bought her stuff because we wanted to not needed to!
OH also got loads of wedding stuff off there. Saved us £s