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What has been the best tip you have picked up this year?

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Taylo_2
Taylo_2 Posts: 194 Forumite
edited 9 November 2009 at 2:26PM in Debt-free wannabe
Hi!

We are all in the same boat on this board and I reckon the collective knowledge on here is second to none! So I thought it might be useful to see what the best tip you have picked up from this site has been so far this year? The one that has had the biggest influence on the success of your debt free journey.

Mine is making small but regular payments - doesn't seem like much but really makes a differnce to the overall total.

What's yours? I shall try to keep a list on front page for ease of reference!

Taylo

Small payments every day
Meal planning
Money pots
Overpaying regular bills
Getting started - make a change!
Spending Diary
Reduced marked goods
Double cooking
Leaving cards / wallet at home and spending only cash
Advice from fellow MSE'ers
Paying it off one debt at a time!
B&Q £12.40 / £93.11
«13456

Comments

  • catmiaow
    catmiaow Posts: 5,954 Forumite
    1,000 Posts Combo Breaker
    Meal planning, we used to just eat whatever or spend a fortune on takeaways and eating out and this has cut down a lot lately :)
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

    Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
  • honeybear_2
    honeybear_2 Posts: 3,914 Forumite
    Saving £2 coins in a sealed pot! :T

    TBH, saving small amounts/PAD'ing generally but the £2 coin thing is the one that's had the most influence :D
    @ LBM = £15,872.65, now £10,819.82
    AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7
    "NEVER DOUBT YOUR OWN QUALITY"
  • milliemonster
    milliemonster Posts: 3,708 Forumite
    I've been Money Tipped! Chutzpah Haggler
    Overpay your credit cards, even if it's only by a couple of pounds, otherwise the creditors hike up the rates!!!!!

    oh and mealplanning as had already been said, it really does save a fortune!
    Aug GC £63.23/£200, Total Savings £0
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    Mine is short and sweet:

    If you want things to change - make changes.
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • pink_numbers
    pink_numbers Posts: 917 Forumite
    Meal planning and change jars!
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Simple but true - live within your means :rolleyes:
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • penelopedee_2
    penelopedee_2 Posts: 2,698 Forumite
    Paying off something each day, before lunchtime so that I don't spend it on rubbish. Best thing I've ever done and I'm even sad enough to enjoy making a daily payment and watching the total come down bit by bit. :D
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
  • westiedog
    westiedog Posts: 196 Forumite
    Debt-free and Proud!
    Keeping a spending diary-Im obsessed :T
    :A
  • paybacktime2008
    paybacktime2008 Posts: 1,208 Forumite
    Leave debit cards at home and spend only cash.
    LBM 10/08 £12510.74/
  • tessie_bear
    tessie_bear Posts: 4,898 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    buy food with reduced stickers on it....saves me loads
    onwards and upwards
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