Pap's forever plodding... the final chapter =)

postingalwaysposting

:mad: Why is it I seem to get some things right and everything else goes wrong Ah well keep on plodding :j

Money ~ On track nothing has been spent...
Sleep ~ Still work in progress but i am generally in bed by 11pm, however I have really got stuck into a book this past week
Work ~ Just plodding with that
Environment ~ Yey, its so nice waking to a clear desk
Employment ~ Still applying, I shall get a better job

In other news I am £2.04 richer than I thought :T Years ago I had ing accounts but I hadn't used them in ages. Obviously with the new tax year I ahve been looking at isa's and at the moment this has the better rate without having to open a new account with a different institute. My debt is still of importance and I would be using the isa till I am debt free but it's nice to have a savings account again :T

That's it for me, just plodding on :beer:

beanielou

I think Pap if we are totally honest then we are all much the same.
Two steps forward & then three back.
All we can do is keep plodding.xxx

penelopedee_2

Pap, hang in there, you are doing so well x

As Beanielou says we are all doing the same silly debt dance. One day we'll be free!

postingalwaysposting

Thanks Beanie and Pen

I think I need to stop thinking about 'what if's', 'where could I be' and 'what I am not' and be grateful for the here and now. Sometimes its easy to keep looking into the future/past and missing whats happening now.

However on that note its monthly budget time :rotfl: Payday is a far few days way yet but I wanted to get this up early, as always.

£160.00 ~ Rent (inc £40 lent for last week Cambridge)
£16.00 ~ House ins
£12.50 ~ Line rental
£44.00 ~ Bus ticket
£10.00 ~ Credit card (min payment)
£21.00 ~ internet savings
£160.00 ~ Cambridge
£4.00 ~ Gift
£10.00 ~ Work meal

So that should leave £66 out of my main wages. I know I should have at least £50 overtime in this pay so that should make £116. Now I am planning to put aside £70 for the holiday and pay anything left off the debt. I have now added Argos into my budget for next month so anything else will be put towards my CC, although I may do 1/2 and 1/2 :rotfl:

My no spends challenge is going really well and I have spent nothing since posting. I do however need some new running socks, my trainers came with a free pair but running nearly everyday getting them washed is a bit of a push, plus on holiday it just won't happen. They are £5.99 each of three for £10 So I am hoping I can factor those in somewhere. I know I will eb breaking my challenge but its something I can't do without sadly.

Anyways thats me Forever plodding :j

beanielou

I think Aldi might have running socks at the mo.
Keep plodding xxx

Pooky

Do I take it the job people didn't call back? Rather shocking for such a large company!!

postingalwaysposting

Pooky, they left a message on my phone Thursday of that week to say I would get a letter in the post... Never did. Anyway there has now been very very positive movement's within work these past three days :T Plus there may be even better news in the next week... Which will mean I will have access to tons of overtime (if they will pay it) and I may be able to up my contracted hours... Huge fingers crossed :j

In other news I have saved £40 from my cambridge money because I have been very naughty on the diet this week Back to it tomorrow though if I don't get back on it 100% before I go on holiday I really have to think about quitting it all together. Buying this food and then binging ontop is a waste of money! So anyway that £40 will go to Argos so if I am really really good I can clear that this month :j :j :j I want to, I really want to. Even if it leave me with nothing to save for holiday that cool because I go about a week after payday next month which then means the Argos money I have in my soa (£90) can be used instead :T

So Payday I am going to look into my bills/budgets and I want to clear Argos and pay at least an extra £20 of my CC this month. As I said before time to get serious :beer:

Plod, plod, speed..... Plod :rotfl:

Pooky

Fingers crossed the over time and such comes off at work for you - can't believe how bad the other company have been!

How come you've been "off CD" this week then? I really don't know anything about it but can only assume it's not good to keep stopping and starting it? Has the running changed the way you feel about the diet?

postingalwaysposting

Thanks Pooky... I have been off CD with a mixture of things but mainly its running/fitness stuff. On CD you get three shakes that are 138cal each, so you are living on 414cal per day. Now the national 'avarage' is 2000cal a day so a huge difference. Now if I run for 30min I then can burn up to 300cal, I can then burn another 260cal when I do my 30day shred so effectivly I am in negative callories. This means ketosis (the state you should be in on CD) doesn't work to well as you are knocked into deep ketosis which makes you hungry... So I binge I could go up a plan and have an evening meal but I am an all or nothing tyoe of person :rotfl:

Anyways I will be fine :j

*Jellie*

Well done on the no spends challenge