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Pap's forever plodding... the final chapter =)
Comments
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Pap
Not intending to intrude. Just a thought - have you considered a role in the care sector or as a health care assistant in the NHS? These are important jobs which offer a variety of challenges. Often there will be shift working and a variety of fulltime or part-time opportunities. Pay rates are OK, there is pay progression, premiums fro unsocial hours, training (including NVQs) good terms and conditions (holiday,pension,sickness scheme).0 -
Excellenty idea from Spirit Pap.
Sleep well hun xxxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Pap,
I would be happy to help you with CD if it means you achieving your goal (ie discount) If you arent ready to give up, then DONT. I know how important this is to you and frankly, I would prefer you to get to goal and have been able to help you achieve it then you giving up. I am 100% serious. It may be worth looking at moving up the maintenance program now anyway-what is your BMI? (Also taking the running into consideration as well)
Am I reading this correctly-your debt is at 0%? If so, I really dont see why you need to pay it off ASAP-its not doing anything just sitting there so why give up your dream when its not actually causing more debt? Please feel free to correct me but thats how I have read it. You are a true inspiration to us all Pap.
Are you putting money into savings as well?
Sorry, loads of questions.Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0 -
Bunny~ I thank you from the bottom of my wee Scottish heart for your lovely offferI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Pap
Not intending to intrude. Just a thought - have you considered a role in the care sector or as a health care assistant in the NHS? These are important jobs which offer a variety of challenges. Often there will be shift working and a variety of fulltime or part-time opportunities. Pay rates are OK, there is pay progression, premiums fro unsocial hours, training (including NVQs) good terms and conditions (holiday,pension,sickness scheme).
Spirit, its funny you should mention that bacause I have always wanted to work with the elderly. Either that, animals or finance, however because I have no qualifications/background I don't think I will be able to get a job in it. I have searched courses but all the p/t ones you need to have a job in the sectorI think I need to look into it a bit more and maybe try and get a really low paid job in the sector and see what happens. That's a job for this weekend (around working) and see what I can do/get. Thanks Spirit
Bunnyinthelights wrote: »Pap,
I would be happy to help you with CD if it means you achieving your goal (ie discount) If you arent ready to give up, then DONT. I know how important this is to you and frankly, I would prefer you to get to goal and have been able to help you achieve it then you giving up. I am 100% serious. It may be worth looking at moving up the maintenance program now anyway-what is your BMI? (Also taking the running into consideration as well)
Am I reading this correctly-your debt is at 0%? If so, I really dont see why you need to pay it off ASAP-its not doing anything just sitting there so why give up your dream when its not actually causing more debt? Please feel free to correct me but thats how I have read it. You are a true inspiration to us all Pap.
Are you putting money into savings as well?
Sorry, loads of questions.
Bun, Thanks, I am not ready to give up I want to get to 100lbs lost at least which is 27lbs to go.... Obviously the bmi 25 is a little lower than that but I am not to worried about that yet. My bmi just now is 32.3 from 45.5. The problem is with my pcos I knew it would be longer than 'normal' CD clients but on May 3rd it would have been a yearI am still running, which is what my CDC feels is slowing down my weight loss. It has happened before when I started excercising using dvd's
My debt is...
£90 @ 0% till June 31st
£237.80 @ 0.408% (however I don't know if this is set to rise)
So being on CD isn't causing me debt but its not helping because I have no disposable income for myself and I still need to clear one debt and service the other. Also I am really stuck because my holiday is in May and I have no savings to use while thereNo money is going into savings, thats a job when I am debt free. But I do have a copper pig at home :rotfl:
Thanks, I just keep plodding but these past few days my world has come crashing down and I am at a cross roads with no map :rotfl:0 -
PAP, you don't need any experience to work in a care home initially and a good one will NVQ train you too. I've known a few people go into it with no job experience, it's all about your personality and having the right caring nature. Go for it!
I understand the crashing down feeling, but keep going, there's another side and it's much brighterNo longer using this account for new posts from 20130 -
I am going to speak to my CDC as I am not sure that the excersise (sp!?) is causing the weight loss to slow down, basic maths say that the calories burned vs calories burned mean you will lose weight...
I will get back to you babe.
I will give it to you at cost if it helps, it will save you a few pounds...Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0 -
Hi Pap - I know that the NHS round here are really pushing to employ more people, I'm not sure if it's a nationwide scheme but it's definitely worth getting in touch with your local one to see if they are recruiting - here they are taking people through really good training schemes in a variety of things like admin, healthcare, ambulance personnel...
Lots of luck xxDebt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0 -
Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0
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Thanks Gem, I didn't know and the jobs I looked at last year asked for experience. I have actually found a few on JC+ and they don't ask for experience. Some ask for transport but many are on-site. I will defianlty think about apply for those too... Nothing ventured nothing gained as Beanie will say
Thanks Bun, my CDC says the same but she can't work out why I am not losing weight at the same speed each week. I can't answer her as I am doing nothing different each week... Tis strangeThe discount thing is something to think about, thanks :A
Oh and huge thanks for that link... Lots of information to take in there...
Thanks Squizz, I have seen lots of jobs on nhs jobs but I have never applied. I will see what they have online, or contact someone. I really don't mind what I do to be honest but it will be nice to get out of retail for a while. There is only so many angry/upset/stressd customers one can take :rotfl: Thanks for taking the time to reply
Thanks all for giving me the confidence and drive to get 'out there'. Also replying, its alwasy nice to see new faces and get great advice from more mature people
Keep plodding :j0
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