2010 MF Wannabes

crushedkitten

Hi all

No. 82 checking in again. I've taken all the excellent advice you all gave me when I had my "low" earlier in the month and I'm pleased to say that I've paid my £40 over payment and managed to add another £20 to that from savings on my shopping and general prudence! It's a small amount but perfectly formed!

Thanks y'all

Bettybug

Hey.....i've made it.....im finally participating in being MF!!!! Big step for me but I phoned the BS and they said if i wanted to make an overpayment each month i need to call them...every month!!!! Also the only way i can pay is by cheque or bank transfer!! I'm with Santander....my mortgage is 54,000 at 3.99%.......i'm new to this so sorry for eagerness......

skaps

Bettybug wrote: »

Hey.....i've made it.....im finally participating in being MF!!!! Big step for me but I phoned the BS and they said if i wanted to make an overpayment each month i need to call them...every month!!!! Also the only way i can pay is by cheque or bank transfer!! I'm with Santander....my mortgage is 54,000 at 3.99%.......i'm new to this so sorry for eagerness......

Thats a bad system. I'm with Halifax and they just changed my dd for me.

Creditcardkid

Hello again all, number 57 here....


£250.00 winging its way over to Natwest to make my running total for the first year £7250.00 (just over 51% of my year one target!!!).

Done a bit of overtime this month so hope to add another £100 or so towards the end of the month.

Cheers,

Steve.

Gefjun

Hi there,

Mind if I join? I've been lurking for far too long now (and hubby keeps ribbing me about it)!

Current mortgage with Santander is £150000, first overpayment made of £150 this morning!

Lilium

Well done on your first OP Gefjun and welcome to MSE! :hello:

ekroys17

No.93 reporting in.
birmingham midshires has taken the mortgage payment out today! its supposed to be the 29th May, so I have been jumping up and down waiting for it to go out, so I can update my balance. Don't they realised I'm on mission? lol.

Anyhoo, my figures now stand at : secured 108606.80 and unsecured 2033.98 = 110640.78.
So my overpayment for this month is £662.00 and my total so far is £5109 of a target of £6k so 85% of the way there.

I am hoping to continue the same overpayment to the end of the year but with a little DS due in August this may well change, hence the big push to get to my target before I go on maternity leave.

Good luck to everyone in their mortgage free quest.

pollys

Hello

Another overpayment of £1000 now showing against the mortgage. We are considering getting the mortgage down to £10000 then paying the lot off using savings. We would still have savings left but it is a big decision I like the security a healthy savings pot!

Pollys x

Sunny_Donny

Bettybug wrote: »

Hey.....i've made it.....im finally participating in being MF!!!! Big step for me but I phoned the BS and they said if i wanted to make an overpayment each month i need to call them...every month!!!! Also the only way i can pay is by cheque or bank transfer!! I'm with Santander....my mortgage is 54,000 at 3.99%.......i'm new to this so sorry for eagerness......

oops - forgot to sat £40 overpayment for this month now taken out of the bank, so now £241 for the year so far

I'm with Santander/Abbey too, if you want to make a regular overpayment, write to them in Newcastle at the Mortgage head office and ask them to increase your payment.
If you ask them, they will also give you the sort code and using your account number can overpay that way too. I overpay by £40 per month and then if I have any spare, I can do it via online banking. Maybe the person who spoke to you wans't in the mortgage section. Try again. Use me as an example as it can and is being done!!
Well done on making this big step. I wish I had known about it years ago instead of in the last couple of years, but I have reduced it and waiting for my pay rise to increase the dd.

greent

173 reporting an additional OP for June of £150 - hopefully more to come later in the month, too - fingers crossed!! I MUST list some stuff on ebay on Sunday.......