2010 MF Wannabes

pammyj74

well done everyone on your OPs

I didnt think I would be able to OP anymore this month but after changing my mind about DS1s birthday present I can now OP another £60 :j

gratefulforhelp_2

IHateDida wrote: »

I don't have an online mortgage - I can't even access my Woolwich mortgage online - but all I've done is to get the sort code and account number over the telephone from Woolwich (Barclays as they became) and make a payment to that account as I would transfer money to a friend!

It goes in the same day! So I reckon you can also do this as long as you get the sort code and account number of your mortgage! makes it much much easier to OP! :T

And it doesn't cost you anything, you just ring your bank? OOh somebody stop me:rotfl::rotfl::rotfl:

Thanks :T:T:T:T

Kerry_Woman

Paid £100 overpayment for this month.

cookie9

Need to call bank tomorrow to find out where my overpayment in Dec has gone as not showing in my mortgage account. Once that's sorted going to overpay £600. ( Looks great but includes Jan, Feb and March OPs!)

Have set aside my savings nest egg and with interest rates being so poor have decide to reduce my savings from £450 to £50 and OP by £600. My target was £3000 but now I am going to try for £6000. (Gulp! )

Have my loose change piggy banks to bagg up at some point although won't be £600 there but maybe £6. Gym memberhip has been cancelled so that will help a bit too.

SmileyG_2

MFW #48 reporting in

Third overpayment of 2010 made on the 15th March
Numbers are

2010 Overpayment target: £2760
March overpayment : £250
Overpayments to date: £750

My overall mortgage status is now:

Mortgage at 15/03/2010
Outstanding balance: £53,594
Estimated endowment value: £22,780 (@31/01/2010)
Investments: £13,560 (up since beginning of year:))
Deficit: -£17,254


My overpayments since Jan 09 will also save me an estimated £735 before my target MF date of September 2014

SmileyG

DansMum_2

Number 161 reporting...

Another £25 paid today.... Yes I know but put another £50 into the 'pay my car off early' fund As soon as I can do that then I can pay more into the mortgage.... I'm just so chuffed that I am actually paying my mortgage orf

:beer: everyone!!!

ljd706

Having to cancel my regular OP for a few months as I completely forgot March is the month of a) car insurance, b) car tax, c) buildings/contents insurance being paid. Can't afford to dip into savings any further and still have to pay contractors for kitchen, so a bit skint this month and next! Was planning to pay cashback site bonus money as OP but is now paying for my car tax, so still coming in useful!

Needhelpsaving

Hi Cake21,

I am well on target for my original target (more so that the other half is putting an extra couple of hundred to the overpayments next month). So, can I change my target to £1500.00?

Thanks,

Laura

canne_2

I paid $27.70AU to my mortgage yesterday. I got paid $25 for doing surveys and visiting advertiser's websites with pureprofile...plus I added a little extra of my own...

cha97michelle

My total for March is going to be £515.60.

I sold some old gold, had some ready for an overpayment and raided the savings a bit to get to that. That's 2 months in a row with over £500 but i am not sure i can do that every month. We'll see.

Michelle

ETA - just calculated that my end of year target of £5k/4 = a total of £1250 for the quarter, and this takes me to £1278.38 paid off this year so i am slightly ahead of my target for now. It's amazing what you can achieve when you set your mind to it. I set an ambitious target and it would be great to meet it at the end of the year.