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2010 MF Wannabes
Comments
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sorry--its clearing out pockets on low wage o/p
im impressed£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
Hi all!
Number 119 getting back on track here. Regular £400 overpayment made plus capital repayment of £2000 making total overpayment for July £2400
Still a lot to do if I want to clear it by Christmas but its getting closer gradually
Well done to you all in your quests to own your own homes!0 -
My overpayments are really small compared to some too but then so is my wage so comparatively speaking I'm overpaying as best I can.
Owt's better than nowt too as they say...
I agree with you totally. I am the only breadwinner and on minimum wage so my overpayments are a major percentage of my take home pay :eek:Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j0 -
Number 171 reporting in for June with an OP of £4300. Was supposed to be money for a holiday but making do with a few days away with the relatives instead.
Good to see everyones progress so far, I have 3 pay days left until I go onto unpaid leave (on maternity leave at the moment) then we go down to one wage, but will keep plugging away0 -
#37 here...
Me and the gf are now getting married next year, so our target of £4,000 probably won't happen. We are £15 short of £2500 and I'll have to put that in to make it up! After that any 'spare' money will have to go towards the wedding.
After that I will be back overpaying as much as possible, thanks for this it's really helped over the last year and I didn't even understand all this overpaying lark until I found this site. We have op'd around £6000 since last June and I'm more than happy!
Speech over... Thanks all0 -
1. cake21 - £16000 / £687 / £12073
2. cha97michelle - £5000 / £500 / £1907.79
4. someday soon - £6500 / £881.47 / £5288.82
6. pammyj74 - £3000 / £300 / £2676.4
9. pollys - £5000 / £1000 / £6000
10. pigtails_21 - £3500 / £350 / £1800
12. violetblue - be mortgage-free! (£4000 OP) / £600 / £3500
13. chirpchirp - £13200 off mortgage, £9500 in savings / £1050 / £11154.62
14. SOandSO - £20000 / £1600 / £9600
15. Lynn11 - £4100 / £585 / £1855
17. wynnvegas - be mortgage-free! (£22440 OP) / £2958.92 / £12198.55
18. golfiematt - £4000 / £500 / £3000
19. uzubairu - reduce mortgage to £65000 (£10000 OP) / £700 / £5430
20. Little Mama - £5000 / £354.5 / £2702.27
23. gratefulforhelp - £3000 / £148 / £1350.9
24. littlemrtinkle - £9000 / £525 / £2625
26. waughc01 - £10000 / £750 / £9500
29. financialbliss - £6000 / £500 / £3000 Original target reached June!! :j:j
30. black taxi - £7200 / £161 / £3834
32. jacqhale - £3500 / £200 / £1400
37. ironman1 - £4000 / £392 / £2485
41. Kerry Woman - £1500 / £100 / £1240
42. ajmoney - £1200 / £139.76 / £838.56
44. Ayeshalush - £7000 / £273.48 / £4883.87
48. SmileyG - £2760 / £250 / £1500
49. claremylove - £1500 / £100 / £500
51. Di-Dough - £2000 / £131.67 / £773.58
52. fluffysox - £10000 / £1250 / £8835
53. Malski - £10000 / £1574.81 / £37533.81
56. narnie1 - £11000 / £1200 / £4300
57. Creditcardkid - £14000 / £325 / £7325
60. glitterball - £10000 / £5715.86 / £8113.95
65. Kazby - £10000 / £152.15 / £10653.24
66. puddle96 - £12000 / £2232.74 / £6967.26
70. sheslookinhot - be mortgage free! (£5000 OP) / £780 / £4030
73. Barny1979 - £14000 / £2000 / £14000 2nd target reached June!! :j:j
80. DIYPhil - £5000 / £269 / £1614
83. jaywhoopee - £3600 / £324.47 / £1958.13
88. skcollobcat - £16700 / £1500 / £1500 Original target reached June!! :j:j
93. ekroys17 - £6000 / £662 / £5109
94. Mr Pickwick - Completely clear £27,666 mortgage (£23573 OP) / £2120.84 / £12725.04
95. NoobySaver - £20000 / £1250 / £16350
96. Needhelpsaving - £1500 / £36.88 / £1536.88
97. Moniker - be mortgage free! (£6000 OP) / £500 / £3000
98. Sunny Donny - £500 / £40 / £241.54
99. wilsons - £1200 / £172 / £1071.15
0 -
101. miss undastood - £7200 / £640.85 / £7401.71
102. canne - A$13000 / A$1453.77 / A$8130.77
104. utopiah - £5000 / £500 / £1500
110. Lo-Lo - £5000 / £500 / £2200
112. poppyoscar - be mortgage free by January 2011! (£3000 OP) / £1130 / £7000
119. fieldofdreams - Completely clear £22500 mortgage! / £400 / £4900 Original target reached June!! :j:j
121. vwchris - £14500 / £400 / £9000
122. NellieB - £3000 / £300 / £2000
126. chelly78 - £1700 / £167.6 / £1368.09
127. moggyr - £3000 / £460 / £3753
128. froddington - £3000 / £400 / £2277
138. anthonini - £4500 / £500 / £2000
139. curlygirl1971 - £2000 / £140 / £1194
141. Cazzdevil - £2010 / £179 / £1074
144. HarveyGal - £10000 / £200 / £5676
145. Mellyd - £600 / £50 / £250
149. skaps - £700 / £60.11 / £300.66
150. mummyofonechild - mortgage-free by 2012! (£1200 OP) / £150 / £850
159. fruitdogs - £8000 / £1953 / £5566.68
164. SimbaK2K - £2000 / £110 / £850
167. Baby steps - £1500 / £100 / £400
171. albionsarah - £15000 / £4300 / £20700
172. FirstTimeSaver - £1300 / £24.8 / £661.33
173. greent - £10000 / £820 / £2581
177. Parnott - £3600 / £500 / £3200
178. Lilium - £7500 / £1200 / £3400
180. pencekeeper - £27300 / £1900 / £18946
183. lighthousescotland - £1300 / £115 / £417.95
184. newgirly - £2110 / £274 / £466
188. Fibabe - £4000 / £500 / £1300
189. Gefjun - £5000 / £150 / £150
190. delmar39 - £600 / £85 / £110.21
191. theonlywayisup - £24000 / £20877.38 / £20877.38
192. ElusiveLucy - £5000 / £539.85 / £2314.3
193. clearing_out_my_pockets - £1000 / £171.37 / £642.62
195. wildfrog - £1000 / £138 / £229.55
TOTAL - £1,169,843 / £73,931 / £557,5210 -
No 15 reporting in - Went a trip into town today and made 2 overpayments to the mortgage. £250 to part 1 and £110 to part 2 of the mortgage. To date thats £360 for July and hopefully I can make another payment before the end of the month.MFIT T2 Challenge - No 46
Overpayments 2006-2009 = £11985; 2010 = £6170, 2011 = £5570, 2012 = £12900 -
no 109 checking in so far £775 for the year with another £250 to be added please taking the total to £1025 ... thanks0
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108 reporting in after *coughs* "absence"
£92.40 OP for July
I don't think I am going to reach my target as have changed mortgage and shortened the term by 5 years but will keep logging OPs if that's OK.
Well done everyone0
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