2010 MF Wannabes

sassyblue

No.87 reporting in.

WOW you're all doing so well, Barny well done! :T

I took myself away couple of months ago as we had to use most of our £1,029 for unforseen things :mad: still l'm pleased to say my OP pot is getting back upto our last limit and with hubby doing an extra weeks overtime at work we should be able to OP £400 per month from this month so hopefully we'll still reach our £5K target this year. :j

I'm also selling lots of baby bits l don't need anymore and got some car booting coming up - l'm determined to do this!

delmar39

Hit a bit of a snag. We went for a provisional Council Tax banding when we first moved in back in March. We went for Band C. I did a quick calculation via this site and it turns out we could be looking at either D or E! If it's E it'll mean an extra £60 ish per month. Will await the valuation officer's final outcome (he/she is coming next week), but my guess is that this will impact on the amount I can OP. We'll see and I'm sure I can find a way to continue OPing in line with my 2010 target. Fingers crossed.

cha97michelle

Bad luck there Delmar. It is always something like that i find that stops me in my tracks. We can only get better at this game though as we go along. Enjoy your hols too.

delmar39

cha97michelle wrote: »

Bad luck there Delmar. It is always something like that i find that stops me in my tracks. We can only get better at this game though as we go along. Enjoy your hols too.

Thanks for this. We're off to Norfolk a week today. Village pub brews it's own beer so looking forward to that! Managed to save plenty for the hols so can go away and enjoy and any underspend can go towards OP or Council Tax - we'll see. Thanks again and keep you posted as the year rolls on.

fluffysox

Hello All,

Thank you everyone who's posted this month- it's good to be amongst like-minded folk .

Here are my totals for June:

June Overpayment: £1250
2010 Total so far: £8835
Overpay Target £10000 (only £1165 left to reach target )
2010 MFW #52

When my regular payment goes out in a couple of days, it will bring the balance below £80000 :j:j. That's one third of the mortgage gone in 5 years 3 months. Most of the balance reduction has been over the past three years as we couldn't afford to overpay much at first. Also most of our house has been renovated in that time so I am very happy that the mortgage has been reduced so much. Also since our normal payment gets reduced, we are in a better position to cope with OH being out of work after his contract ends.

poppyoscar_3

and another £100 for me!

delmar39

delmar39 wrote: »

Hit a bit of a snag. We went for a provisional Council Tax banding when we first moved in back in March. We went for Band C. I did a quick calculation via this site and it turns out we could be looking at either D or E! If it's E it'll mean an extra £60 ish per month. Will await the valuation officer's final outcome (he/she is coming next week), but my guess is that this will impact on the amount I can OP. We'll see and I'm sure I can find a way to continue OPing in line with my 2010 target. Fingers crossed.

Further to this post, I've had a bit of good news. Not sure what Council Tax will be yet, but I've just cancelled my gym membership (£50 per month), which will cancel out any Council Tax rises give or take a few pounds This won't kick in straight away, but at least I can continue OPing in line with my original target. Happy days. I do quite a bit of cycling and running and as this is free it's an easy gain cancelling my gym membership. I'm now a happy chappy. Have a good weekend all.

financialbliss

Hi all,

Anyone interested in a longer challenge than this 2010 challenge?

Just been reviewing the members in the Mortgage Free in Three – Take 2 (MFiT-T2) challenge and there are a number of members who expressed an interest in joining during the registration period (09/01/2009 to 31/12/2009), but failed to set a mortgage reduction objective and not provided any chart updates to date.

Six months on, we’re no longer offering any new positions, but instead freeing up these slots to anyone who would like to join for the remainder of the challenge – ending on 12/12/12.


There are eight (8) ‘free slots’ to fill. The numbers to allocate are: 35, 37, 43, 117, 121, 128, 144 and 177. Numbers allocated on a first come, first served basis, but if you fancy a particular number and you get there first, you’re welcome to have that one…

If you could post your interest in the challenge thread, which is here:
https://forums.moneysavingexpert.com/discussion/1402631

Many thanks,

Financial Bliss / Maz123.

Kerry_Woman

Just paid £100 op. Do not think I will pay any more this month. Not having alot of temp work at the moment.

greent

No 173 reporting in with another OP for the month of £135 - thanks mainly to ebay