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OberonSH's DFW Diary Thread - 1 Woman, 1 Toddler & A Whole Lotta Debt!

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Comments

  • Hi Obi

    Welcome back! I’ve missed you!

    Ignore nasty people – they are not worth worrying about. Oh and congratulations on your pregnancy.
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • JET34
    JET34 Posts: 1,144 Forumite
    Great to see you back Obi you've been missed!
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hey Obi! Welcome back, you've been missed chick!

    And, let's face it, you haven't made it until you have a stalker....:rotfl:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    Oooh, hark at Jet, all debt free - good on you mate. Next round's on you eh?

    And what a lovely little Mini Snaggle - I remember when she was just born, we ran a weight pool lol
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
  • Molanole
    Molanole Posts: 1,563 Forumite
    Debt-free and Proud!
    Wooooo hooooooo! Obi's back! Obi's back! Obi's back!!!!!! Yay!

    Woah, bit excitable there. Sorry.

    I'm not going to feed the trolls but it must be a horrible existence to have soooo much hatred boiling away inside you ysabell. Obi - just ignore it. There's always a couple of weirdos knocking about, we'll just ignore them like always. Pathetic really.

    Welcome back hun. A few of us old timers are still about (admittedly posting a bit less than I used to).

    Take care my dear.

    Mola xx
    Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
    NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hey Obi :D

    So glad to see you back and that all is well with bubs :)

    Look forward to reading more from you.

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    Hey hey hey, it's the Mole! Like the look of your numbers love - you're doing great!

    And Sea, great to hear from you, your numbers are going the right way as well. Good stuff.

    Well chicks, been a nice quiet day at home, decided not to go to Hull with OH and baby, instead we stayed home, did our grocery shopping (under a tenner for the week, just wish OH wasn't a rabid carnivore, we'd save a fortune) and played. Ran out of energy around 3pm, but luckily DD was happy to draw and play teaset at my feet.

    OH got told today his fulltime hours at Games Workshop were being put back to part time - a measly 8 hours a week. He's really unhappy - it was supposed to be an ongoing thing his full time hours, but the compnay are trying to trim people wherever they can, unfotunately not realising that most of the stores cannot function with the amount of staff they're being left with....so he's really depressed at the moment. Luckily they pay overtime (which is what his hours are classed as - part time with a shedload of overtime) a month in hand, so we've got another 2 months of his full time wage to come in (as he just missed cut off last month on his new hours).

    Luckily my maternity will kick in around the same time, so for 6 months we'll be okay, and the smaller debts will be long gone when it finishes. We've still got lots of things from DD, and family are planning on buying the big stuff like pram for Baby Ash. But I really hate seeing OH this down - makes him feel like he's not being the man of the house and bringing home the bacon.

    Currently ebaying like a mad thing, to make sure the deposit on the new place is covered - was looking forward to payingoff all the little debts with it, but unfortunately our Landlord (may he meet, fall in love with and have deviant children with The Ex From Hell) decided we were too much trouble (we demanded that work was done on the house to stop the black mould in every room) and served a Section 21 eviction notice. Then he told us he wouldn't act on it if we did jobs the council told him to do, and then enforced in anyway. So we deceided we were sick of being at the mecy of pr*cks who buy a house and rent it out thinking it's easy money.

    By a stroke of luck we found a repossession that was at least £15k under market value, and went for it. We should be completing at the end of the month, been over the 28 days the selling bank asked for but there was a concern pulled up on the environmental search that required more research. Then the mortgage people decided to only offer 90% to all it;s new business, and so we've had to pay anohtter £130 or a new survey as the old one 'wasn't on the new companies approved list'. Grrrr!! Still,I told the mortgage guy I was severely unhappy, and he's going to get a big chunk of that back upon completion. Should bl**dy well hope so!! Think we're in the wrong business guys, all I seem to do with this house is pay out....

    But other than that a peachy day. No lattes, no spending that I shouldn't have done, and a nice stew for tea that costed up to aroud 50p a head.
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
  • ZTD
    ZTD Posts: 24,327 Forumite
    OberonSH wrote: »
    decided not to go to Hull with OH and baby,

    Not going to Hull is a winning move under virtually all circumstances.
    OberonSH wrote: »
    Think we're in the wrong business guys, all I seem to do with this house is pay out....

    One of my Dad's favourite sayings is "If it's got bricks, wheels or a skirt - your hand is never out of your pocket."

    Houses are certainly not cheap.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Triker
    Triker Posts: 7,247 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    ZTD wrote: »
    Not going to Hull is a winning move under virtually all circumstances.quote]


    hey ya cheeky beggar with a u, I live in Hull and it's great. Just got a huge modern shopping area opening up v. soon.:p
    DFW Nerd 267. DEBT FREE 11.06.08
    Stick to It by R.B. Stanfield
    It matters not if you try and fail,
    And fail, and try again; But it matters much if you try and fail, And fail to try again.
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    OH works in the Games Workshop there twice a week, today was his last day. Hull has a Lush, so that's all I needed...but I was a good creature and didn;t go. Saved the bus fare and said we'll all go together one week, when he's off, as we picked up a leaflet with a bunch of free museums we'd like to see.
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
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