MSE Pregnancy Club 17

gymfiend

Enormous congratulations to Boo, Mr Boo & baby boy Boo! Hope you are all well & can't wait to hear birth story & see pics of the little fella

EA you have me worried now, I don't even know what labour ward I'll be on never mind when I should be going to look around!!!! Can't wait to see the midwife next week as I've a whole a4 page full of questions for her! Hope you're enjoying your time off with OH this week

Hope all's going well this morning PP, lots of wriggly baby vibes, xx

Really hope GISI has her baby in her arms now

Som hope you're feeling a bit better this morning? & thanks for all the sling advice

SJ hope the bath eased the backache a bit

Aless glad you asked about sheets, OH's sis has a 7 month old and said her only real advice was to get loads of moses basket sheets, as she would change every time baby puked. I was saying to OH surely we could get around this by putting a muslin/pillow case folded over at the top when baby is tiny, so they puke on there rather than the sheet? Dunno how practical it is, but I'm sure someone on here once suggested it?! We've got 2 at the minute which I'm debating about adding to? Whilst on the subject, how many cot sheets would people suggest?

Anyone know, regards the £250 the government give when baby is born, does it have to be invested in a 'trust fund', as opposed to a normal savings account? I'm presuming the answer's yes! Also, the standard £20 odd a week you get (is it child benefit?), at what point do you apply for this? And does it need to be paid into the mothers account, or can it go into the fathers? Sorry for all the Qs, hoping you all might save me the leg work of doing any research into it :o

csh_2

gymfiend wrote: »

Anyone know, regards the £250 the government give when baby is born, does it have to be invested in a 'trust fund', as opposed to a normal savings account? I'm presuming the answer's yes! Also, the standard £20 odd a week you get (is it child benefit?), at what point do you apply for this? And does it need to be paid into the mothers account, or can it go into the fathers? Sorry for all the Qs, hoping you all might save me the leg work of doing any research into it :o

Yes, it has to go in a government approved trust fund. You will get a welcome pack that details which providers are approved and you just pick one. £50 cash back on Quidco for one of them so remember to check that out first. (Alliance Mutal I think)

Child benefit: You will receive your claim pack in the Bounty pack you will be given in the hospital. You can apply as soon as baby is registered cos you need birth certificate for this.
When claiming child benefit make sure you understand that whichever parent makes the claim will receive some kind of home protection for National Insurance contributions (can't remember what its called), meaning that if a SAHM is not working for a number of years, NI stamp is still being paid for pension etc. However I do beleive it can be paid into any account just be sure to get the name of the CLAIMING parent right. Does that make sense??

BeenieCat

Ooh one of my eBay auctions was at 99p when i went to bed last night, just checked and it's at £11.92 with 4.5 days still to go :eek:

aless02

Fattybooboo (Mr & Mrs ) - congrats on your new baby boy!! :j :j thanks so much for letting us know. Hope to see photos soon! I'm sure my hubby will be doing the exact same thing from his Blackberry in the hospital

Fernlie/Fitzio/Gym, etc. - thanks for responding! That's a good point about the washer being going all the time with washable nappies, I hadn't thought of that! Cuts down on the amount of 'stuff' I need full stop, really, since I will be doing laundry v often. Also, do I really NEED pram sheets?? I swear I've never actually seen anyone using them but maybe I haven't been looking close enough.

EA - don't worry it's not going to hurt anything to wait on the labour ward tour! When we went on ours (at around 30ish wks), there were loads of women there who looked like they were 36+ weeks so obviously left it quite late!

gym - the child benefit can be applied for by either mother or father, it doesn't matter. You can't apply until after baby's born, but the 1st payment will be backdated from birth.

csh_2

Regarding Trust funds actually, there was something about this on the telly-box last week. Basically your child gets the Trust fund on 18th birthday, the parent will have no control over the account on the childs 18th birthday. Not nice to think about but basically if you have been putting money into the Trust fund every month for the childs future to build up a wee egg nest and theres about 5k in there on 18th birthday, the child will have full control over this. If your child has gone off the rails abit be aware that all your savings for them could be spent on drink and drugs!! Far safer to put the £250 in Trust fund and leave that for child, then, have a separate savings account that you can keep control over until you think your child can spend the money wisely!

csh_2

aless02 wrote: »

gym - the child benefit can be applied for by either mother or father, it doesn't matter. You can't apply until after baby's born, but the 1st payment will be backdated from birth.

See my post above, it really does matter who CLAIMS, it doesn't matter whos account the money gets PAID into tho.

I'll see if I can find anything about the Home protection thingy.

Not long now Aless!

Adding links
http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Caringforsomeone/DG_10018691

http://www.nidirect.gov.uk/index/money-tax-and-benefits/tax-credits-and-child-benefits/child-benefits/child-benefit-and-other-benefits-for-parents/how-claiming-child-benefit-can-protect-your-state-pension.htm

aless02

EDD List

EDD 2009

Got it Spend it - 4th November 2009
charliedavis - 11th November 2009
boogellyboo - 14th November 2009 :female:
afroscot - 16th November 2009 (elective c-section 16 Nov?)
Charlton Taz - 21st November 2009 :female:
daisychain80 - 25th November 2009
glitterycloud - 30th November 2009
tracyg - 2nd December 2009
always29 - 4th December 2009 :male:
katster - 10th December 2009
raggydoll - 11th December 2009 :female:
BeenieCat - 12th December 2009 :female:
Gravitytolls - 12th December 2009
Elastigirl - 14th December 2009 :male: (Elective Caesarean)
WrigglesRJ - 15th December 2009
lou66 - 15th December 2009
MSE Andrea - 17th December 2009
newbie_maz - 18th December 2009 :female:
Mazcabs - 19th December 2009
Agscully - 22nd December 2009 :male:
aless02 - 26th December 2009
flis21 - 26th December 2009
Candycanes - 27th December 2009 :male:
albionsarah - 29th December 2009
Maybebaby80 - 30th December 2009
meigle21 - 31st December 2009

EDD 2010

jonno7 - 4th January 2010
PrincessPlaty - 6th January 2010 :male:
jha - 8th January 2010
louise99 - 17th January 2010
nicoop - 18th January 2010
brednall- 22nd January 2010
charliechin - 22nd January 2010
xkymx - 26th January 2010
GemmaE - 29th January 2010 :female:
three2be - 31st January 2010 :male:
novagirl - 31st January 2010 :male:
Nozza76 - 1st February 2010
Iheartfreebies - 2nd February 2010
spikeysoul - 2nd February 2010
Becster - 5th February 2010
Kavinam - 12th February 2010
spike2012 - 12th February 2010
Sarah Joanne - 16th February 2010
mumslave - 20th Febuary 2010 :male:
Nikkit72 - 21st February 2010 :male:
Somnium - 4th March 2010 :female:
Evansangel - 7th March 2010 :female:
kindofagilr - 8th March 2010 :male:
gymfiend - 9th March 2010 :male:
robbadak - 11th March 2010
kennyjosiah(mrs) - 19th March 2010
Nikabella - 21st March 2010
creditwreck - 21st March 2010
Kentmumof1 - 26th March 2010
MoosMummy - 31st March 2010 :female:
weezl74 - 1st April 2010 :male:
Fishcake_random - 2nd April 2010 :female:
Jopsey - 2nd April 2010
Lilacbelle - 5th April 2010 :female:
Nickynoo08 - 06th April 2010
Mummy2mygirls - 8th April 2010
Kelinik - 8th April 2010
JoleneM - 15th April 2010
Redstararnie76 - 20th April 2010
gill_81uk - 2nd May 2010
bexxie90 - 6th May 2010
sweettirana - 10th May 2010
SkintGypsy - 17th May 2010
scotsgirl - 19th May 2010
angchris - 20th May 2010
Musogirl295 - 21st May 2010
barksavingmad - 21st May 2010
my_gorgeous_ellie-belle - 27th May 2010
redmel1621 - 28th May 2009
MrsTradition - 31st May 2010
Mrs Ihenetu- 1st June 2010
yorkygal - 4th June 2010
esio trot - 14th June 2010
mermaid85 - 16th June 2010
mummy dumpling - 20th June 2010
Penny pauper- 20th June 2010
fernliebee - 22nd June 2010
Smithyjules - 1st July 2010
jessimacalucy87 - 14th July 2010
lolo06 - 17th July 2010
ymakesmile - 25th July 2010

TTC LIST
durham_girl, likabu, Pooky, miss_pink, jiblets1, Melvis, Ruth.77, jmf76, Natalie6999, AnnieM, Leopardlady, smartie12, slhunte3

BIRTH LIST

:female: Jennynoo - 23rd October 2009 at 4.31am, Erin
:male: pookie5488 - 23rd October 2009 at 12.52pm, Matthew Ryan 5lb 4oz
:female: Lizziebell*80 - 24th October 2009 at 9.00pm, Lexie Lily, 7lb 7oz
:female: nancmat - 26th October at 3.06am, Myla, 7lb 10.5oz
:male: Fidget - 30th October at 11.06pm, Dylan Joseph
:male: LCK73 - 3rd November at 4.35am, Harry, 7lbs
:male: Helen81 - 3rd Novenber at 9.20pm, Ethan Lewis, 8lb 15.5oz
:female: Karen1907 - 4th November at 6.07am, Tegan Lily, 6lb 10oz
:male: LittleBit - 5th November at 9.05pm, Maxwell David, 10lb 0.5oz
:male: faye6174 - 7th November 2009, Seth, 6lb 2 oz
:male: fattybooboo - 17th November 2009 at 12:10am

PROBABLY GIVEN BIRTH BUT TOO WORN OUT TO LOG ON LIST
allow 2 weeks after EDD before transferring to this list...
SarahOwen - 3rd November 2009 (inactive)
nefertare - 5th November 2009 (inactive)
kitty_and_gucci_2008 - 12th November 2009 (inactive)

Please post your birth stories here when you have time/energy!

aless02

csh wrote: »

See my post above, it really does matter who CLAIMS, it doesn't matter whos account the money gets PAID into tho.

Ah, fair enough! I don't know much about it TBH - we have no choice since my visa doesn't allow me to claim, so DH has to .

csh_2

Aless: about the sheets and stuff, I only have 3 that fit the crib and I'm managing fine with that amount. I've got 2 pram sheets that you will need, but won't notice! If you have a large pram, it might be better to get flat sheets rather than fitted, as the fitted ones are quite small. Blankets: I have 3 on his bed at night, 2 soft blankets (1 in wash, 1 in use) for using during the day if hes cold in his bouncy chair or whatever and a big shawl that I use for a blanket when hes out in his pram.
HTH

gymfiend

Thanks CSH & Aless that's brilliant. I was planning to claim but pay into OHs account, so glad I can do that Had me wondering as my mum received a letter the other day about paying NI contributions to entitle her to state pension, and she mentioned she thought this wasn't necessary as she still gets CB for my little sis, so thank you for explaining, will pass the info on to mum too so she's armed when she rings them up

Interestingly CSH we had this conv. with OH's sis as she's saving into the trust fund for her daughter, where I said I wouldn't. We're saving all that we're given for him at the moment into a joint savings account of our own, and plan to do the same with the child benefit money, so the money will always be ours til the day we decide he needs it for education/house/car etc.