A Payment A Day - Part Six!

psychopathbabble

Hi all,just 32p to sealed pot today for me please. Waiting on payments from Quidco and Ebay before I can pop any more into my overdraft.

so_here_we_are

MinniMe wrote: »

Morninga ll,

Bloomin miserable weather here!!

Well still no expenses from work but have still made a PAD £4.24 towards halicrap CC.

Martins email promted me today, I think it is time to look for a new card to Balance Transfere to. I haven't had a new one at all this year, or new acc or anything so credit should be ok, just tossing up between the sainsburys one and the PO one - anyone had dealings with either of them? Also thing transfereing to a 0% would give me a little boost!

Hope everyone has a great day.

Have you look at a Virgin CC I have just got one and they are 0% on balance transfers for 16 months.

MinniMe_2

Thanks so here we are but I only closed my Virgin in January after paying it off so doubt I would be able to get another so soon

tomtombeanie

afternoon, PADers! cold and wet here. 20p to the sealed pot, please, Sarah!

euro, six words for you: meal plan, meal plan, meal plan! and if you are wanting to eat less junk, don't buy it! (i don't mean this patronisingly, just that if it's not in the cupboard, unless you can be bothered to go out and buy some of whatever it is you crave - chocs, crips etc - you'll have to do without!)

before i shop, i check what i've got in already, decide what meals we can make from that, think of some more meals so i've got about 7 to choose from, work out what else we need to make those meals, and add basics to list like bread/milk/cheese etc. i know some people meal plan for the month or even longer, but i find weekly works bset for us as i am never sure when DH is going to be here (works away quite a bit) and we have different meal choices when he is away (because he is fussier than us!). :rolleyes:

Double_Trouble

angelicmary85 wrote: »

but I don't still want to have debt when I get to 30/40 years old. (runs to hide in the corner!! )

:rotfl::rotfl:

I don't blame you though

In debt at 50 is no joke hey ho

DTx

clearing_out_my_pockets

Hello all!

I'm in a really good mood today as we've had our offer accepted on the house we fell in love with on Sunday! Just need to be able to complete before christmas!

£3.94 for me today...

euronorris

tomtombeanie wrote: »

euro, six words for you: meal plan, meal plan, meal plan! and if you are wanting to eat less junk, don't buy it! (i don't mean this patronisingly, just that if it's not in the cupboard, unless you can be bothered to go out and buy some of whatever it is you crave - chocs, crips etc - you'll have to do without!)

before i shop, i check what i've got in already, decide what meals we can make from that, think of some more meals so i've got about 7 to choose from, work out what else we need to make those meals, and add basics to list like bread/milk/cheese etc. i know some people meal plan for the month or even longer, but i find weekly works bset for us as i am never sure when DH is going to be here (works away quite a bit) and we have different meal choices when he is away (because he is fussier than us!). :rolleyes:

Thank you!

I know what I should be doing, but well, I can be very lazy at times. So....I have just started my first diary on here to motivate me and help keep me on track.

Need to find some ideas/recipes for lunches and dinners. Nothing too fancy, but preferably something that can be frozen etc. I plan to do an online shop tonight for a Saturday delivery But....I WILL be organised for it, I WILL!

psychopathbabble

euronorris wrote: »

I plan to do an online shop tonight for a Saturday delivery

I'm pretty sure it's cheaper to get it delivered during the week and later in the day? Just a thought... :rolleyes:

clearing_out_my_pockets

Second PaD to the credit card: £11.96

euronorris

psychopathbabble wrote: »

I'm pretty sure it's cheaper to get it delivered during the week and later in the day? Just a thought... :rolleyes:

It is cheaper, but then I don't have time in the evenings to prepare so many meals. Maybe one or two but certainly not all. I tried this last month and ended up having to throw some stuff away as it went off before the weekend. The difference is about €1-2.

Also, they like to have a couple days notice before delivery so the next available one is Saturday.

And, most importantly, I'm far less likely to use the 'i'm too tired' excuse on a Saturday. lol (I know myself and my excuses pretty well! haha):rotfl::rotfl: