A Payment A Day - Part Six!

gilligansyle

My first PaD of the year is £1.01 to the cc's. I too stayed in as usual, the last time I went out on NYE was millennium and that was only to sisters! DS was out so promised myself I would actually stay awake and see new year in, but fell asleep at 10 to midnight, and woke up when DS rang at 10 past. Thats what I get for having half a glass of wine.

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gilligansyle

Drum roll please

The total for December was an amazing


£54,076.11
:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T
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firestronaut

That's AMAZING!

Well done PADDers!!!

Let's trump it in January and say bye bye to those debts!

mumofthreemonkies83

Morning everyone

Just posting to let you all know, BB seem to have changed the withdrawl allowances and now have made it every 72 hours between withdrawls instead of 24

Just warning in case anyone deposits and ends up short.What an evil start to the new year eh? :rotfl:

Mumof4 xx

mumofthreemonkies83

Morning again everyone
Happy New Year!!!

Paul hun, I so know the feeling, I was woken at 11.55 with the fireworks and people shouting, they died down and then another uproar at 12 exactly, then again at 5past with people shouting happy new year etc and then pretty much regularly every 20 mins or so till about 4am :mad:
Not to mention a "friend" texting at midnight twice. Im not a grumpy !!!! usually but friend knows im home with four kids and not waiting up, if I get the babies down for 8 and I dont go to sleep till 1am, when they wake at 6 im gonna reallly suffer.:mad::mad::mad:
Its ok though, she was drinking champagne and lager last night so I just know she'll have a sore head today.I think ill text her good morning in a mo :rotfl: well its only right I should reply

OK enough rambling, onto PAD's and im pledging a whopping £2.82 today.please Green?
Im determined to get DF this year, ive been padding for almost exactly one year today and my debt is higher now than it was then due to unneccesary spending :mad: so today I vow to get our butts out of debt in 2010

Hope you all have a lovely day and dont wake with sore heads

Mumof4 xx

moo2moo

I got an e-mail from BB saying they'd changed their Ts and Cs and bonus blaggers would have their accounts locked so be doubly careful.

tomtombeanie

happy new year everyone!

no sore heads in our house, DS1 tucked in at 8pm, i went to bed at 9.15pm (a very poor effort even for me!), DS2 fell asleep about 10pm & DH fell asleep shortly thereafter but didn't actually come to bed until about 2am. we heard lots of fireworks about midnight :mad:, too, but i got back to sleep quickly. :rolleyes:

just finished my online banking & checked on my M&S credit card statement (use this like a debit card and pay off every month) - and i need to get stricter. since the garage conversion last may, i have been a bit relaxed about spending but it needs to stop now. i want to get the argos bill back down to nil (all interest free, but we still owe it!) and start building up our savings again.

we're not planning a trip to the US this year but we do have a few expensive :eek: bills that i know about so i need to plan... leah needs to be spayed in march and the suspension is going on my car. we also want to visit family on the isle of man this summer.

as long as i don't go to the shops, i won't spend. so i'm aiming for my weekly trip to mr a's for food, continuing the meal planning and minimising waste (which we are quite good at already but always room for improvement...). and no days going to the shops just to see what there is! leah will help with this, as i don't like to leave her for too long...

back later with a PAD. need some breakfast now!

musogirl295

Happy new year everyone!

My first PAD of the year is £15 please.


Off to update my signature now.....

Muso x

nickynoo08

HAPPY NEW YEAR EVERYONE:j:beer::j

We also stayed in last night, OH was working nights so we went down to my mums for a bit but we were back home by 9.15. Put ds to bed then i went to bed myself. Think someone in our street was having a house party and then i was getting text messages from 12 till half 3 so text a few of them back at 6 when ds woke up, well its only polite to reply;).

checked my online banking and all is looking well so my pad for today is £2 to baby savings, 40p to my pad tin and £14.77 to evil loan

My first pad of the year total is £17.17

catchooky

Hi everyone, hope your NYEs were just how you wanted them to be..... I was out for a meal last night with my mum n dad for my bday,n bought a bottle of the cheapest prosecco for us all - last wasteful spend ever!
Had a drink with my OH in the pub next door then went home, watched a movie then went to bed so I could be up early for my run (read brisk walk that slowed down as I got puffed out!!!)
Anyway my PAD is £5 to Next min payment that my dad woud normally have paid. Hope this year is DF - or as near as can be - for everyone xx